94 Gradys Rd, McMinnville, TN 37110 Property Records

Warren County property record for 94 Gradys Rd, McMinnville, TN 37110

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,216 sqft · built 2021
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$10,000 (Nov 2018)
Tax Bill	$1,397 (2025)
Deeds & Mortgages	Dec 2025 Second Mortgage Jul 2023 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`089108 01001`

Property Details

APN / Parcel Number

Primary APN	`089108 01001`
Alternative APN	`108 01001`

Interior

Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	2,216 sqft Living Area
1st Floor Area	1,216 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Mobile Home
Exterior Material	Metal
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	217,800 sqft (5 acres)
Garage Type	Finished
Garage Area	384 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Deck Area	Deck Area
Patio Area	128 sqft
Utility Building	96 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	94 GRADYS RD
City	MC MINNVILLE
State	TN
Zip	37110-4609
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 06, COUNTY AREA: R06
Legal Subdivision	E
Jurisdiction	WARREN TN
Township / Civil Division	8
Census Block Group	1
Census Block	1008
Census Tract	930900

Owner

Source: Warren County records, as of January 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	94 GRADYS RD, MCMINNVILLE, TN 37110-4609
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Jul 5, 2023	Deed of Trust, Mortgage · Line of Credit FIRSTBANK
Oct 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Jun 3, 2022	Deed of Trust, Mortgage · Line of Credit FIRSTBANK
Oct 28, 2020	Deed of Trust, Construction Loan · Line of Credit FIRSTBANK
Nov 7, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 7, 2018 · Amount on Record
Deed Sale	Nov 7, 2018 · Amount on Record
Prior Sale	Oct 3, 2005 · Amount on Record
Deed Document Number	2018162223
Deed Book / Page	448 / 826
Transfer Doc	RB24415
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN TN
Property Address	94 GRADYS RD, MC MINNVILLE, TN 37110-4609
Transaction Type	Mortgage
Record Updated	Dec 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000702/545
Date	Dec 12, 2025
Book Page	702/545
Instrument	225720

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2046

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN TN
Property Address	94 GRADYS RD, MC MINNVILLE, TN 37110-4609
Transaction Type	Mortgage
Record Updated	Jul 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	94 GRADYS RD, MC MINNVILLE, TN 37110-4609

Mortgage

Document Number	000614/746
Date	Jul 5, 2023
Book Page	614/746
Instrument	205551

Lender

Name	FIRSTBANK
Type	Bank
Address	NASHVILLE, TN 37201

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Jun 24, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN TN
Property Address	94 GRADYS RD, MC MINNVILLE, TN 37110-4609
Transaction Type	Mortgage
Record Updated	Mar 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000550/273
Date	Oct 1, 2021
Book Page	550/273
Instrument	188586

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Sep 1, 2051

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN TN
Property Address	94 GRADYS RD, MC MINNVILLE, TN 37110-4609
Transaction Type	Mortgage
Record Updated	Mar 17, 2023
Title Company	INVESTORS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	94 GRADYS RD, MC MINNVILLE, TN 37110-4609

Mortgage

Document Number	000579/195
Date	Jun 3, 2022
Book Page	579/195
Instrument	195992

Lender

Name	FIRSTBANK
Type	Bank
Address	NASHVILLE, TN 37201

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	May 25, 2032

October 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	WARREN TN
Recording Date	Oct 28, 2020
Property Address	94 GRADYS RD, MC MINNVILLE, TN 37110-4609
Document Number	0000179147
Book / Page	000512 / 000209
Instrument Date	Oct 23, 2020
Instrument	179147
Transaction Type	Construction Loan
Record Updated	Nov 13, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	109 WASH ROBERTS RD MCMINNVILLE TN 371104667, MCMINNVILLE, TN 37110-4667

Mortgage

Document Number	0000179147
Date	Oct 28, 2020
Book Page	000512/000209
Instrument	179147

Lender

Name	FIRSTBANK
Type	Bank
Address	NASHVILLE, TN 37201

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Oct 27, 2021

Interest

Rate Type	Adjustable Rate

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN TN
Recording Date	Nov 7, 2018
Property Address	94 GRADYS RD, MC MINNVILLE, TN 37110-4609
Document Number	0000162223
Book / Page	000448 / 000826
Instrument Date	Nov 2, 2018
Instrument	162223
Transaction Type	Transfer
Record Updated	Nov 21, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$37.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	109 WASH ROBERTS RD MCMINNVILLE TN 371104667, MCMINNVILLE, TN 37110-4667

Tax Assessment & Valuation

Source: Warren County assessment roll, as of January 26, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Warren County
Unified School District	Warren County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,397.00	$115,550 (+79.77%) Land $15,500 Building $100,050	$462,200 (+79.77%) Land $62,000 Building $400,200
2023		$64,275 Land $6,125 Building $58,150
2020			$257,100 Land $24,500 Building $232,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	Feb 2019 · Severe Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · above 86% of Tennessee
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WARREN COUNTY UTILITY DISTRICT serves 29,055 people · EPA ID TN0000818
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ben Lomand Rural Telephone Cooperative Fiber	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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