229 Gradys Rd, McMinnville, TN 37110 Property Records

Warren County property record for 229 Gradys Rd, McMinnville, TN 37110

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,560 sqft · built 1997
Lot Size	8.83 acres (384,635 sqft)
Owner	2 Individual Names on File
Last Sale	$349,900 (Feb 2020)
Tax Bill	$1,670 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Feb 2020 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`089108 01401`

Property Details

APN / Parcel Number

Primary APN	`089108 01401`
Alternative APN	`108 01401`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	3,560 sqft Living Area
1st Floor Area	1,936 sqft
Upper Floors Area	1,624 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2002
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	384,635 sqft (8.83 acres)
Terrain	Rolling
Garage Type	Detached
Garage Area	2,400 sqft
Parking Spaces	8 Parking Spaces
Porch	Slab
Porch Area	448 sqft
Utility Building	1 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	229 GRADYS RD
City	MC MINNVILLE
State	TN
Zip	37110-6607
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 06, COUNTY AREA: R06
Jurisdiction	WARREN TN
Township / Civil Division	8
Census Block Group	1
Census Block	1027
Census Tract	930900

Owner

Source: Warren County assessment roll, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	229 GRADYS RD, MCMINNVILLE, TN 37110-6607
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Her Husband

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2021	Deed of Trust, Mortgage · VA Mortgage ARCUS LENDING INC
Feb 5, 2020	Warranty Deed, Transfer · VA Mortgage FRANKLIN SYNERGY BK
Jun 16, 2017	Warranty Deed, Transfer · VA Mortgage SWBC MTG
Jan 25, 2017	Warranty Deed, Transfer · Line of Credit SECURITY FSB
Jan 3, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 5, 2020 · Amount on Record
Deed Sale	Feb 5, 2020 · Amount on Record
Prior Sale	Jun 16, 2017 · Amount on Record
Deed Document Number	2020172497
Deed Book / Page	485 / 574
Prior Transfer Date	May 21, 2015
Prior Transfer Doc	000363/633
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN TN
Property Address	229 GRADYS RD, MC MINNVILLE, TN 37110-6607
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000558/536
Date	Dec 13, 2021
Book Page	558/536
Instrument	190748

Lender

Name	ARCUS LENDING INC
Type	Mortgage Company
Address	SAN JOSE, CA 95128

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN TN
Recording Date	Feb 5, 2020
Property Address	229 GRADYS RD, MC MINNVILLE, TN 37110-6607
Document Number	0000172497
Book / Page	000485 / 000574
Instrument Date	Jan 31, 2020
Instrument	172497
Transaction Type	Transfer
Record Updated	Feb 28, 2020
Title Company	BELL LAW SETTLEMENT SERVICES LLC, BELL LAW SETTLEMENT SVCS LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,295.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	229 GRADYS RD MCMINNVILLE TN 371106607, MCMINNVILLE, TN 37110-6607

Mortgage

Document Number	172498
Date	Feb 5, 2020
Book Page	000485/000576
Instrument	172498

Lender

Name	FRANKLIN SYNERGY BK
Type	Bank
Address	FRANKLIN, TN 37064

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 4, 2050

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN TN
Recording Date	Jun 16, 2017
Property Address	229 GRADYS RD, MC MINNVILLE, TN 37110-6607
Document Number	0000151601
Book / Page	000412 / 000310
Instrument Date	Jun 16, 2017
Instrument	151601
Transaction Type	Transfer
Record Updated	Jun 22, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,117.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	229 GRADYS RD MCMINNVILLE TN 371106607, MCMINNVILLE, TN 37110-6607

Mortgage

Document Number	151602
Date	Jun 16, 2017
Book Page	000412/000313
Instrument	151602

Lender

Name	SWBC MTG
Type	Mortgage Company
Address	SAN ANTONIO, TX 78216

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 15, 2047

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN TN
Recording Date	Jan 25, 2017
Property Address	229 GRADYS RD, MC MINNVILLE, TN 37110-6607
Document Number	0000148711
Book / Page	000402 / 000459
Instrument Date	Jan 24, 2017
Instrument	148711
Transaction Type	Transfer
Record Updated	Feb 3, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$506.90
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	303 W MAIN ST MCMINNVILLE TN 371102687, MCMINNVILLE, TN 37110-2687

Mortgage

Document Number	148712,
Date	Jan 25, 2017
Book Page	000402/000462
Instrument	148712

Lender

Name	SECURITY FSB
Type	Federal Savings Bank
Address	MCMINNVILLE, TN 37111-7027

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

January 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	WARREN TN
Recording Date	Jan 3, 2017
Property Address	229 GRADYS RD, MC MINNVILLE, TN 37110-6607
Document Number	0000148322
Book / Page	000401 / 000236
Instrument Date	Dec 15, 2016
Instrument	148322
Transaction Type	Foreclosure
Record Updated	Jan 9, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$302.22
Amount Accuracy	Confirmed
Additional	Foreclosure Auction Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	449 FAITH RAE BLVD MORRISON TN 373575737, MORRISON, TN 37357-5737

Tax Assessment & Valuation

Source: Warren County assessment roll, as of January 26, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Warren County
Unified School District	Warren County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,670.00	$138,150 (+68.37%) Land $18,750 Building $119,400	$552,600 (+68.37%) Land $75,000 Building $477,600
2023		$82,050 Land $8,900 Building $73,150
2020			$328,200 Land $35,600 Building $292,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	Feb 2019 · Severe Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 87% of Tennessee
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WARREN COUNTY UTILITY DISTRICT serves 29,055 people · EPA ID TN0000818
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ben Lomand Rural Telephone Coop. Fiber	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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