94 Francisco Ave, Rutherford, NJ 07070 Property Records

Bergen County and Rutherford Borough property record for 94 Francisco Ave, Rutherford, NJ 07070

Property Summary

Property Type	Single Family Home
Details	1,920 sqft · built 1904
Lot Size	0.115 acres (5,001 sqft)
Owner	2 Individual Names on Record
Tax Bill	$15,709 (2025)
Deeds & Mortgages	May 2023 Line of Credit Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`56-00085-0000-00005`

Property Details

APN / Parcel Number

Primary APN	`56-00085-0000-00005`
Alternative APN	`560008500005`

Interior

Stories	2 Stories
Building Area	1,920 sqft Living Area

Exterior

Year Built	Built 1904
Effective Year Built	Effective 1904
Exterior Material	Aluminum/Vinyl
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Type	Detached

Location & Zoning

Street Address	94 FRANCISCO AVE
City	RUTHERFORD
State	NJ
Zip	07070-1638
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	50X100
Legal Block	85
Legal Lot Number	5
Jurisdiction	BERGEN NJ
Township / Civil Division	RUTHERFORD
Census Block Group	2
Census Block	2000
Census Tract	51100

Owner

Source: Bergen County and Rutherford Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	94 FRANCISCO AVE, RUTHERFORD, NJ 07070-1638
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 22, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Dec 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jul 27, 2017	Deed of Trust, Mortgage · Line of Credit VALLEY NAT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	94 FRANCISCO AVE, RUTHERFORD, NJ 07070-1638
Transaction Type	Mortgage
Record Updated	Jun 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	94 FRANCISCO AVE, RUTHERFORD, NJ 07070-1638

Mortgage

Document Number	0049981848
Date	May 22, 2023
Book Page	4998/1848
Instrument	2023034004

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	May 19, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	94 FRANCISCO AVE, RUTHERFORD, NJ 07070-1638
Document Number	0034800244
Instrument Date	Dec 16, 2019
Transaction Type	Mortgage
Record Updated	Apr 13, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	94 FRANCISCO AVE RUTHERFORD NJ 070701638, RUTHERFORD, NJ 07070-1638

Mortgage

Document Number	0034800244
Date	Jan 29, 2020
Book Page	003480/000244
Instrument	20009489

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 28, 2035

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	94 FRANCISCO AVE, RUTHERFORD, NJ 07070-1638
Document Number	0026951087
Instrument Date	Jul 27, 2017
Transaction Type	Mortgage
Record Updated	Aug 24, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	94 FRANCISCO AVE RUTHERFORD NJ 070701638, RUTHERFORD, NJ 07070-1638

Mortgage

Document Number	0026951087
Date	Aug 15, 2017
Book Page	002695/001087

Lender

Name	VALLEY NAT'L BK
Type	Bank
Address	WAYNE, NJ 07470

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Bergen County and Rutherford Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Rutherford Borough
Unified School District	Rutherford Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$490,900 (-) Land $280,000 Building $210,900	$490,900 (-) Land $280,000 Building $210,900
2025	$15,709.00 (+4.24%) Disabled Person's exemption	$490,900 (-) Land $280,000 Building $210,900	$490,900 (-) Land $280,000 Building $210,900
2024	$15,070.00 (+5.21%)
2023		$490,900 Land $280,000 Building $210,900	$490,900 Land $280,000 Building $210,900
2022	$14,324.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 700 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Optimum.

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