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91 Francisco Ave, Rutherford, NJ 07070 Property Records

Bergen County and Rutherford Borough property record for 91 Francisco Ave, Rutherford, NJ 07070

Property Summary

Property TypeSingle Family Home
Details1,658 sqft · built 1913
Lot Size0.138 acres (5,998 sqft)
OwnerIndividual Name on Record
Last Sale$882,000 (Oct 2022)
Tax Bill$20,966 (2025)
Deeds & MortgagesOct 2022 Sale & Mortgage
Oct 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN56-00084-0000-00025

Property Details

APN / Parcel Number

Primary APN56-00084-0000-00025
Alternative APN
  • 560008400025

Interior

Stories2 Stories
Building Area1,658 sqft Living Area

Exterior

Year BuiltBuilt 1913
Effective Year BuiltEffective 1913
Construction TypeFrame
Lot Area5,998 sqft (0.138 acres)
Lot Dimensions100 ft deep x 60 ft wide

Location & Zoning

Street Address91 FRANCISCO AVE
CityRUTHERFORD
StateNJ
Zip07070-1639
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Description60X100
Legal SubdivisionRUTHERFORD HEIGHTS
Legal Block84
Legal Lot Number25
JurisdictionBERGEN NJ
Township / Civil DivisionRUTHERFORD
Census Block Group2
Census Block2014
Census Tract51100

Owner

Source: Bergen County and Rutherford Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address91 FRANCISCO AVE, RUTHERFORD, NJ 07070-1639
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 26, 2022Deed, Transfer · Conventional Mortgage
NEW JERSEY LENDERS CORP
Oct 28, 2021Deed, Transfer · Stand-Alone First Mortgage
JOSEPH STIO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 26, 2022 · Amount on Record
Deed SaleOct 26, 2022 · Amount on Record
Prior SaleOct 28, 2021 · Amount on Record
Deed Document Number2022103394
Deed Book / Page4846 / 781
Record UpdatedSep 20, 2026

October 2022: Deed, Transfer

Document TypeDeed
JurisdictionBERGEN NJ
Recording DateOct 26, 2022
Property Address91 FRANCISCO AVE, RUTHERFORD, NJ 07070-1639
Document Number0048460781
Book / Page4846 / 781
Instrument DateOct 13, 2022
Instrument2022103394
Transaction TypeTransfer
Record UpdatedDec 2, 2022
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$8,206.20
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address156 SPRINGFIELD AVE, 156, RUTHERFORD, NJ 07070-1643

Transferred To (Grantee/Buyer)

NameVerified Name
Address91 FRANCISCO AVE, RUTHERFORD, NJ 07070-1639

Mortgage

Document Number2022103395
DateOct 26, 2022
Instrument2022103395
Lender
NameNEW JERSEY LENDERS CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2052

October 2021: Deed, Transfer

Document TypeDeed
JurisdictionBERGEN NJ
Recording DateOct 28, 2021
Property Address91 FRANCISCO AVE, RUTHERFORD, NJ 07070-1639
Document Number0044311699
Book / Page4431 / 1699
Instrument DateSep 28, 2021
Instrument2021161965
Transaction TypeTransfer
Record UpdatedAug 17, 2022
Title CompanyOLD REPUBLIC TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,387.50
Amount AccuracyFull Amount Stated
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address18 SCHOONER DR, 18, ROCKLAND, ME 04841-2564

Transferred To (Grantee/Buyer)

NameVerified Name
Address91 FRANCISCO AVE, RUTHERFORD, NJ 07070-1639

Mortgage

Document Number2021161966
DateOct 28, 2021
Instrument2021161966
Lender
NameJOSEPH STIO
TypePrivate Party
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term12 Months
DueOct 15, 2022

Tax Assessment & Valuation

Source: Bergen County and Rutherford Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityRutherford Borough
Unified School DistrictRutherford Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$655,200 (-) Land $285,000 Building $370,200$655,200 (-) Land $285,000 Building $370,200
2025$20,966.00 (+2.53%)$655,200 (-) Land $285,000 Building $370,200$655,200 (-) Land $285,000 Building $370,200
2024$20,448.00 (+5.12%)
2023$655,200 Land $285,000 Building $370,200$655,200 Land $285,000 Building $370,200
2022$19,452.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW JERSEY HACKENSACK
private · serves 792,713 people · EPA ID NJ0238001
Water SourceSurface water
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line replacement
Jan 2021
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 700 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: Optimum.

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