Macon County property record for 94 Cobb Rd, Highlands, NC 28741 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,112 sqft · built 1960 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,050,000 (Feb 2022) |
| Tax Bill | $4,869 (2023) |
| Deeds & Mortgages | Feb 2023 Transfer Jun 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 7530807774 |
| Primary APN | 7530807774 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 2,112 sqft Heated Area |
| 1st Floor Area | 2,112 sqft |
| Basement Area | 1,056 sqft |
| Finished Basement | 1,056 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 10,890 sqft (0.25 acres) |
| Terrain | Rolling |
| View / Lot | Golf Course |
| Porch | Slab |
|---|---|
| Porch Area | 616 sqft |
| Deck Area | 16 sqft |
| Patio Area | 288 sqft |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 145689 |
|---|---|
| Street Address | 94 COBB RD |
| City | HIGHLANDS |
| State | NC |
| Zip | 28741-6699 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 233 COTTAGE 17 HLDS COUNTRY CLUB |
| Legal Subdivision | HIGHLANDS COUNTRY CLUB |
| Legal Lot Number | 233 |
| Jurisdiction | MACON NC |
| Township / Civil Division | HIGHLANDS |
| Census Block Group | 1 |
| Census Block | 1068 |
| Census Tract | 970501 |
Source: Macon County records · APN 7530807774
Assessment roll updated September 22, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2769 PEACHTREE RD NE, ATLANTA, GA 30305-2932 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 06, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Jun 13, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CIBC BANK USA |
| Feb 28, 2022 | Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 28, 2022 · Amount on Record |
| Deed Sale | Feb 28, 2022 · Amount on Record |
| Prior Sale | Apr 30, 1997 |
| Deed Document Number | 20221555 |
| Deed Book / Page | 41 / 2473 |
| Last Transfer Date | Dec 09, 2022 |
| Transfer Doc | 000J42/144 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MACON NC |
| Recording Date | Feb 06, 2023 |
| Property Address | 94 COBB RD, HIGHLANDS, NC 28741-6699 |
| Document Number | 000J42/144 |
| Book / Page | J-42 / 144 |
| Instrument Date | Dec 09, 2022 |
| Instrument | 2023000695 |
| Transaction Type | Transfer |
| Record Updated | Feb 15, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 30886, SEA ISLAND, GA 31561-0886 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACON NC |
| Property Address | 94 COBB RD, HIGHLANDS, NC 28741-6699 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000X41/395 |
|---|---|
| Date | Jun 13, 2022 |
| Book Page | X-41/395 |
| Instrument | 2022004546 |
| Name | CIBC BANK USA |
|---|---|
| Type | Bank |
| Address | WORTH, IL 60482 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.37% |
| Type Change Date | Jul 01, 2027 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 4.37% |
| Index | Other |
| Max Rate | 7.37% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MACON NC |
| Recording Date | Feb 28, 2022 |
| Property Address | 94 COBB RD, HIGHLANDS, NC 28741-6699 |
| Document Number | 00Q41/2473 |
| Book / Page | Q-41 / 2473 |
| Map Reference | CAB 1 SL 189 PG 4 |
| Instrument Date | Feb 25, 2022 |
| Instrument | 2022001555 |
| Transaction Type | Transfer |
| Record Updated | Mar 14, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,100.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2769 PEACHTREE RD NE APT 2, 2, ATLANTA, GA 30305-2947 |
Source: Macon County records · Assessment roll updated September 22, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Macon County |
| Municipality | Highlands Town |
| Unified School District | Macon County Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,797,270 (+47.7%) Land $400,000 Building $1,397,270 | $1,797,270 (+47.7%) Land $400,000 Building $1,397,270 | |
| 2023 | $4,869.00 | $1,216,830 Land $400,000 Building $816,830 | $1,216,830 Land $400,000 Building $816,830 |
Source: FEMA National Flood Hazard Layer, Macon County (37113C), updated November 8, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371139705011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 15 individual NFIP policies nearby |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 3 (2003–2004) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2004, river or lake flooding, Hurricane Ivan |
| Claims By Storm |
|
| Wildfire Risk | Low above 37% of the US · above 52% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 2,128 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 89 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Frontier | Fiber | 7,000 / 7,000 |
| Hotwire Communications | Fiber | 2,500 / 2,500 |
| Vyve Broadband | Cable | 1,000 / 50 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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