535 Cobb Rd, Highlands, NC 28741 Property Records

Macon County property record for 535 Cobb Rd, Highlands, NC 28741 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,333 sqft · built 1950
Lot Size	1.04 acres (45,302 sqft)
Owner	Company Name on File
Tax Bill	$3,282 (2025)
Deeds & Mortgages	Feb 2023 Transfer Aug 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`7530824213`

Property Details

APN / Parcel Number

Primary APN	`7530824213`
Alternative APNs	`0500540` `143082` `154338`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,333 sqft Heated Area
1st Floor Area	1,333 sqft
Basement Area	1,456 sqft
Finished Basement	1,456 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1980
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	45,302 sqft (1.04 acres)
Terrain	Rolling
Porch	Slab
Porch Area	296 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	154338
Street Address	535 COBB RD
City	HIGHLANDS
State	NC
Zip	28741
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 20 21 HLDS COUNTRY CLUB
Legal Subdivision	HIGHLANDS COUNTRY CLUB
Legal Lot Number	20-21
Jurisdiction	MACON NC
Township / Civil Division	HIGHLANDS
Census Block Group	1
Census Block	1025
Census Tract	970501

Owner

Source: Macon County records · APN 7530824213

Assessment roll updated September 22, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	1006 JOHNS RD, AUGUSTA, GA 30904-6104
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 01, 2023	Intrafamily Transfer, Transfer
Aug 19, 2022	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Apr 22, 2022	Intrafamily Transfer, Transfer
Nov 16, 2018	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Aug 29, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Jan 09, 2023
Transfer Doc	00I42/2289
Record Updated	Sep 20, 2026

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MACON NC
Recording Date	Feb 01, 2023
Property Address	535 COBB RD, HIGHLANDS, NC 28741
Document Number	00I42/2289
Book / Page	I-42 / 2289
Instrument Date	Jan 09, 2023
Instrument	2023000609
Transaction Type	Transfer
Record Updated	Jun 07, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1006 JOHNS RD, AUGUSTA, GA 30904-6104

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	535 COBB RD, HIGHLANDS, NC 28741
Transaction Type	Mortgage
Record Updated	Sep 06, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00A42/1575
Date	Aug 19, 2022
Book Page	A-42/1575
Instrument	2022006386

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 01, 2037

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MACON NC
Recording Date	Apr 22, 2022
Property Address	535 COBB RD, HIGHLANDS, NC 28741
Document Number	000U41/606
Book / Page	U-41 / 606
Map Reference	MB V-5 PG 140
Instrument Date	Apr 14, 2022
Instrument	2022003112
Transaction Type	Transfer
Record Updated	May 02, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3052 HIGHLEY RD, 3052, NORRISTOWN, PA 19403-1833

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1006 JOHNS RD, AUGUSTA, GA 30904-6104

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	535 COBB RD, HIGHLANDS, NC 28741
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	STEWART TITLE GURANTY, STEWART TITLE GUARANTY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	X38/1352
Date	Nov 16, 2018
Book Page	X-38/1352
Instrument	2018007950

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Dec 01, 2038

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MACON NC
Recording Date	Aug 29, 2018
Property Address	535 COBB RD, HIGHLANDS, NC 28741
Document Number	T38/2282
Book / Page	T-38 / 2282
Map Reference	DD X-5 PG 195
Instrument Date	Aug 27, 2018
Instrument	2018005911
Transaction Type	Transfer
Record Updated	Oct 04, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Macon County records · Assessment roll updated September 22, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Municipality	Highlands Town
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$808,300 (-) Land $500,000 Building $308,300	$808,300 (-) Land $500,000 Building $308,300
2025	$3,282.00 (+0.37%)	$808,300 (-) Land $500,000 Building $308,300	$808,300 (-) Land $500,000 Building $308,300
2023	$3,270.00	$808,300 Land $500,000 Building $308,300	$808,300 Land $500,000 Building $308,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Macon County (37113C), updated November 8, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371139705011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 15 individual NFIP policies nearby
Nearby Flood Policies	15 in force
Nearby Flood Claims	3 (2003–2004)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2004, river or lake flooding, Hurricane Ivan
Claims By Storm	Hurricane Ivan, Sep 2004 · 2 claims

Wildfire

Wildfire Risk	Low above 38% of the US · above 54% of North Carolina
Wildfire Likelihood	About 1 in 2,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 89 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	7,000 / 7,000
Hotwire Communications	Fiber	2,500 / 2,500
Vyve Broadband	Cable	1,000 / 50

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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