94 Circuit Rd, Winthrop, MA 02152 Property Records

Suffolk County and Winthrop Town City property record for 94 Circuit Rd, Winthrop, MA 02152

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,831 sqft · built 1925
Lot Size	0.149 acres (6,500 sqft)
Owner	2 Individual Names on File
Last Sale	$920,000 (Sep 2025)
Tax Bill	$9,508 (2026)
Deeds & Mortgages	Jun 2021 Refinance Sep 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WINT M:028 L:109`

Property Details

APN / Parcel Number

Primary APN	`WINT M:028 L:109`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,831 sqft Living Area
Gross Area	3,467 sqft
Basement Area	84 sqft
Unfinished Basement	84 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Other
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,500 sqft (0.149 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	94 CIRCUIT RD
City	WINTHROP
State	MA
Zip	02152-2819
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	109
Jurisdiction	WINTHROP MA
Township / Civil Division	WINTHROP TOWN
Census Block Group	4
Census Block	4000
Census Tract	180301

Owner

94 Circuit Rd is owned and occupied by two individuals who bought it in September 2025.

Source: Suffolk County and Winthrop Town City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	94 CIRCUIT RD, WINTHROP, MA 02152-2819
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance WELLS FARGO BANK NA
Sep 15, 2025	Quit Claim Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC
Jul 27, 2018	Quit Claim Deed, Transfer MSA MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2025 · Amount on File
Deed Sale	Sep 15, 2025 · Amount on File
Prior Sale	Jul 27, 2018 · Amount on File
Deed Document Number	202559345
Deed Book / Page	71873 / 283
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINTHROP MA
Property Address	94 CIRCUIT RD, WINTHROP, MA 02152-2819
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	065751-169
Date	Jun 25, 2021
Book Page	65751/169
Instrument	71068

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

September 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINTHROP MA
Recording Date	Sep 15, 2025
Property Address	94 CIRCUIT RD, WINTHROP, MA 02152-2819
Document Number	071873-283
Book / Page	71873 / 283
Instrument Date	Sep 15, 2025
Instrument	59345
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	94 CIRCUIT RD, WINTHROP, MA 02152-2819

Mortgage

Document Number	0000059346
Date	Sep 15, 2025
Instrument	59346

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINTHROP MA
Recording Date	Jul 27, 2018
Property Address	94 CIRCUIT RD, WINTHROP, MA 02152-2819
Document Number	59943-118
Book / Page	59943 / 118
Instrument	66069
Transaction Type	Transfer
Record Updated	Jun 10, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$69.95
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	94 CIRCUIT RD, WINTHROP, MA 02152-2819

Mortgage

Document Number	599430120
Date	Jul 27, 2018
Instrument	59943/0120

Lender

Name	MSA MORTGAGE LLC
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 27, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 94 Circuit Rd was $9,508, up 16.4% from the year before.

Source: Suffolk County and Winthrop Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Suffolk County
Municipality	Winthrop Town City
Unified School District	Winthrop School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,508.00 (+16.38%)	$853,500 (+7.81%) Land $467,400 Building $386,100	$862,765
2025	$8,170.00 (-0.8%)	$791,700 (+0.16%) Land $445,100 Building $346,600
2024	$8,236.00 (+7.74%)	$790,400 (+10.64%) Land $427,800 Building $362,600	$838,090
2023	$7,644.00	$714,400 Land $391,600 Building $322,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 94 Circuit Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	6 (1978–2018)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Jan 2018 · tidal / storm surge
Claims by Event	Coastal Storms, Flood, Ice & Snow, Feb 1978 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 94 Circuit Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTHROP WATER DIVISION, (MWRA) serves 19,316 people · EPA ID MA3346000
Water Source	Purchased surface water from MWRA
Last State Inspection	Dec 2023
Lead	8 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 662 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Netafy Fixed Wireless	600 / 150
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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