94 Caramel Rd, Commack, NY 11725 Property Records

Suffolk County and Smithtown Town property record for 94 Caramel Rd, Commack, NY 11725

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,910 sqft · built 1994
Lot Size	0.52 acres (22,651 sqft)
Owner	Individual Name on File
Last Sale	$1,300,000 (Feb 2023)
Tax Bill	$21,761 (2024)
Deeds & Mortgages	Feb 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`473489 41.-7-5`

Property Details

APN / Parcel Number

Primary APN	`473489 41.-7-5`
Alternative APNs	`0800-041.00-07.00-005.000` `348904100000070050000000` `47340011138`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,910 sqft Living Area
Gross Area	3,762 sqft
1st Floor Area	1,560 sqft
2nd Floor Area	1,350 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	22,651 sqft (0.52 acres)
View / Lot	Suburban
Garage Type	Attached
Garage Area	852 sqft
Parking Spaces	3 Parking Spaces
Pool Area	648 sqft
Shed	1 Shed
Shed Area	63 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	94 CARAMEL RD
City	COMMACK
State	NY
Zip	11725-1000
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	* TC-52 SCHOLAR ESTATES LOT 17 *8944
Legal Subdivision	MAP SCHOLAR ESTATES
Legal Block	7
Legal Lot Number	5
Jurisdiction	SUFFOLK NY
Township / Civil Division	SMITHTOWN
Census Block Group	1
Census Block	1009
Census Tract	135101

Owner

94 Caramel Rd is owned and occupied by an individual who bought it in February 2023.

Source: Suffolk County and Smithtown Town records, as of August 11, 2026

Owner of Record	Individual Name on File
Mailing Address	94 CARAMEL RD, COMMACK, NY 11725-1000
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 22, 2023 · Amount on File
Deed Sale	Feb 22, 2023 · Amount on File
Prior Sale	Aug 25, 1998 · Amount on File
Deed Book / Page	13190 / 441
Record Updated	Sep 20, 2026

February 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	SUFFOLK NY
Recording Date	Feb 22, 2023
Property Address	94 CARAMEL RD, COMMACK, NY 11725-1000
Document Number	0131900441
Book / Page	13190 / 441
Instrument Date	Jan 17, 2023
Transaction Type	Transfer
Record Updated	Jan 30, 2024
Title Company	MISC COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	60 WICKS PATH, COMMACK, NY 11725-4618

Mortgage

Document Number	0023485454
Date	Feb 22, 2023
Instrument	23485/454

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Smithtown Town
Unified School District	Commack Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$7,995 Land $500 Building $7,495	$999,375 Land $62,500 Building $936,875
2024	$21,761.00
2023		$7,995 (-) Land $500 Building $7,495	$9,190 (+12.65%) Land $575 Building $8,615
2022	Homeowner's exemption	$7,995 Land $500 Building $7,495	$8,158 Land $510 Building $7,648

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 94 Caramel Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 94 Caramel Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Asbestos resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20