Suffolk County and Smithtown Town property record for 92 Caramel Rd, Commack, NY 11725
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,080 sqft · built 1994 |
| Lot Size | 0.63 acres (27,443 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,370,000 (Sep 2025) |
| Tax Bill | $28,039 (2024) |
| Deeds & Mortgages | Sep 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 473489 41.-7-4 |
| Primary APN | 473489 41.-7-4 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,080 sqft Living Area |
| Gross Area | 3,455 sqft |
| 1st Floor Area | 1,560 sqft |
| 2nd Floor Area | 1,520 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 27,443 sqft (0.63 acres) |
| View / Lot | Suburban |
| Garage Type | Attached |
| Garage Area | 375 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 92 CARAMEL RD |
|---|---|
| City | COMMACK |
| State | NY |
| Zip | 11725-1000 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | * TC-52 SCHOLAR ESTATES LOT 16 *8944 |
| Legal Subdivision | MAP SCHOLAR ESTATES |
| Legal Block | 7 |
| Legal Lot Number | 4 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SMITHTOWN |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 135101 |
Source: Suffolk County and Smithtown Town records, as of August 11, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 26 SARINA DR, COMMACK, NY 11725-1815 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 9, 2025 · Amount on Record |
| Deed Sale | Sep 9, 2025 · Amount on Record |
| Prior Sale | Jul 17, 2015 · Amount on Record |
| Deed Book / Page | 13308 / 414 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Sep 9, 2025 |
| Property Address | 92 CARAMEL RD, COMMACK, NY 11725-1000 |
| Document Number | 0133080414 |
| Book / Page | 13308 / 414 |
| Instrument Date | Jul 30, 2025 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY COMPA |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 26 SARINA DR, COMMACK, NY 11725-1815 |
| Document Number | 0023681281 |
|---|---|
| Date | Sep 9, 2025 |
| Instrument | 23681/281 |
| Name | AMERICAN NEIGHBORHOOD MTG ACCEPTANC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Smithtown Town |
| Unified School District | Commack Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,360 (-) Land $575 Building $9,785 | $1,295,000 (+7.5%) Land $71,875 Building $1,223,125 | |
| 2024 | $28,039.00 | $10,360 (-) Land $575 Building $9,785 | $1,204,651 (+10,016.32%) Land $66,860 Building $1,137,791 |
| 2023 | $10,360 Land $575 Building $9,785 | $11,908 Land $661 Building $11,247 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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