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9382 E River Dr, Navarre, FL 32566 Property Records

Santa Rosa County property record for 9382 E River Dr, Navarre, FL 32566 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms6 Beds
Bathrooms3 Baths
Year BuiltBuilt 1996
Square Footage2,968 sqft Living Area
Lot Size25,744 sqft (0.591 acres)
GarageDetached, 784 sqft
Last Sale$465,000 (2025)
Tax Bill$3,653.00 (2025)

Property Details

APN / Parcel Number

Primary APN11-2S-26-5689-00100-0010
Alternative APN
  • S262115689001000010

Interior

Bedrooms6 Beds
Full Baths3 Baths
Building Area2,968 sqft Living Area
Gross Area3,336 sqft Gross Area
1st Floor2,968 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeWood Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialWood Shingle Roof
Lot Area25,744 sqft (0.591 acres)
Depth X Width135 ft x 191 ft Depth x Width
Garage TypeDetached Garage
Garage Area784 sqft Garage

Exterior Amenities

Shed1 Shed
Shed Area2 sqft Shed
Patio Area256 sqft Patio
PorchOpen Porch
Porch Area112 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address9382 E RIVER DR
CityNAVARRE
StateFL
Zip32566-2553
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionWHISPERING PINES ESTATES LOT 1 BLK 1 LESS THE FOLLOWING: BEG SLY MOST POINT OF LOT 1 BLK 1 WISPERING PINES ESATES, TH N33*58'46E 199.73FT, TH N50*03'33W 136.84FT, TH S46*05'40W 73.95FT, TH S12*58'09E 207.48FT TO POB ALL AS DES IN OR 4407 PG 667
Legal Range26W
Legal Township2S
Legal Section11
Legal SubdivisionWHISPERING PINES/REV
Legal Block1
Legal Lot Number1
JurisdictionSANTA ROSA FL
Minor Civil DivisionHOLLEY-NAVARRE
Census Blockgroup2
Census Block2026
Census Tract10828

Owner

Source: Santa Rosa County records · APN 11-2S-26-5689-00100-0010

Assessment roll updated December 8, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4940 TIMBER RIDGE DR, MILTON, FL 32571-8006
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingSingle Man

Deeds, Mortgages & Sale History

DateDocument
Dec 10, 2021Deed of Trust, Mortgage · Conventional Mortgage
ADVANTAGEFIRST LENDING INC
Oct 21, 2025Warranty Deed, Transfer · Conventional Mortgage
SIMPLE MORTGAGE SOLUTIONS LLC
Jun 21, 2023Warranty Deed, Transfer · Conventional Mortgage
WATERSTONE MORTGAGE CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 21, 2025 · Amount on Record
Deed SaleOct 21, 2025 · Amount on Record
Prior SaleJun 21, 2023 · Amount on Record
Deed Doc Number202549700
Deed Book / Page4671 / 756
Record RefreshedSep 20, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address9382 E RIVER DR, NAVARRE, FL 32566-2553
Transaction TypeMortgage
Record UpdatedApr 02, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address9382 E RIVER DR, NAVARRE, FL 32566-2553

Mortgage

Document Number0042191107
DateDec 10, 2021
Book Page4219/1107
Instrument202182142
Lender
NameADVANTAGEFIRST LENDING INC
TypeLending Institution
AddressRANCHO SANTA MARGARITA, CA 92688
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2052

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateOct 21, 2025
Property Address9382 E RIVER DR, NAVARRE, FL 32566-2553
Document Number0046710756
Book / Page4671 / 756
Map ReferenceMB D PG 17
Instrument DateOct 21, 2025
Instrument202549700
Transaction TypeTransfer
Record UpdatedApr 02, 2026
Title CompanyWAYPOINT TITLE, WAYPOINT TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,255.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address506 GADWELL ST, CRESTVIEW, FL 32539-6740

Transferred To (Grantee/Buyer)

NameVerified Name
Address4940 TIMBER RIDGE DR, MILTON, FL 32571-8006

Mortgage

Document Number0004671758
DateOct 21, 2025
Instrument4671/758
Lender
NameSIMPLE MORTGAGE SOLUTIONS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2055

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateJun 21, 2023
Property Address9382 E RIVER DR, NAVARRE, FL 32566-2553
Document Number0044070667
Book / Page4407 / 667
Map ReferenceMB D PG 17
Instrument DateJun 20, 2023
Instrument202327534
Transaction TypeTransfer
Record UpdatedAug 01, 2023
Title CompanyWAYPOINT TITLE, WAYPOINT TITLE LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$3,150.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address606 COLONIAL DR APT 1, 1, FORT WALTON BEACH, FL 32547-2300

Transferred To (Grantee/Buyer)

NameVerified Name
Address9382 E RIVER DR, NAVARRE, FL 32566-2553
InvestorPossibly a Property Investor

Mortgage

Document Number0004407669
DateJun 21, 2023
Instrument4407/669
Lender
NameWATERSTONE MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2053

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated December 8, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,653.00 (+3.54%)$340,206 (+2.9%)$349,722 (+5.78%) Land $80,000 Building $269,722
2024$3,528.00 (+49.49%) Homeowner's exemption$330,618 (+46.25%) Land $80,000 Building $250,618$330,618 (+7.38%) Land $80,000 Building $250,618
2023$2,360.00 (+2.83%) Homeowner's exemption$226,064 (+3%)$307,889 (+11.78%) Land $60,000 Building $247,889
2022$2,295.00 Homeowner's exemption$219,480$275,438 Land $37,500 Building $237,938

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 60% of the US · above 34% of Florida
Wildfire LikelihoodAbout 1 in 637 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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