Orange County property record for 9389 Lake Lotta Cir, Gotha, FL 34734
| Property Type | Townhouse |
|---|---|
| Details | 2 bd · 2.5 ba · 1,099 sqft · built 1986 |
| Lot Size | 0.67 acres (2,929 sqft) |
| Owner | 2 Individuals on Record |
| Last Sale | $200,000 (Aug 2020) |
| Tax Bill | $3,070 (2025) |
| Deeds & Mortgages | Nov 2025 Second Mortgage May 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-22-28-1348-00-072 |
| Primary APN | 28-22-28-1348-00-072 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 1,099 sqft Living Area |
| Gross Area | 1,416 sqft |
| 1st Floor Area | 552 sqft |
| Utility Area | 50 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Townhouse |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 2,929 sqft (0.67 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 170 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 9389 LAKE LOTTA CIR |
|---|---|
| City | GOTHA |
| State | FL |
| Zip | 34734-5046 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R-2 |
| Legal Description | CITRUS OAKS PHASE ONE 14/7 THE E 20 FT OF W 73.5 FT OF LOT 7 |
| Legal Range | 28E |
| Legal Township | 22S |
| Legal Section | 28 |
| Legal Subdivision | CITRUS OAKS PH 1 |
| Legal Phase | 1 |
| Legal Tract | 1348 |
| Legal Lot Number | 7 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | WINTER GARDEN-OCOEE |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 14804 |
Source: Orange County assessment roll, as of April 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individuals on Record |
|---|---|
| Mailing Address | 9389 LAKE LOTTA CIR, GOTHA, FL 34734-5046 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 26, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage TD BANK NA |
| May 25, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Aug 25, 2020 | Warranty Deed, Transfer · FHA Mortgage EVOLVE BK&TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 25, 2020 · Amount on Record |
| Deed Sale | Aug 25, 2020 · Amount on Record |
| Prior Sale | Oct 6, 2004 · Amount on Record |
| Deed Document Number | 2020447119 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 9389 LAKE LOTTA CIR, GOTHA, FL 34734-5046 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2025 |
| Name | Verified Name |
|---|---|
| Address | 9389 LAKE LOTTA CIR, GOTHA, FL 34734-5046 |
| Document Number | 0000680395 |
|---|---|
| Date | Nov 26, 2025 |
| Instrument | 20250680395 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Nov 19, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 9389 LAKE LOTTA CIR, GOTHA, FL 34734-5046 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2021 |
| Name | Verified Name |
|---|---|
| Address | 9389 LAKE LOTTA CIR, GOTHA, FL 34734-5046 |
| Document Number | 20210312579 |
|---|---|
| Date | May 25, 2021 |
| Instrument | 20210312579 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 353 Months |
| Due | Oct 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Aug 25, 2020 |
| Property Address | 9389 LAKE LOTTA CIR, GOTHA, FL 34734-5046 |
| Document Number | 0000447119 |
| Instrument Date | Aug 24, 2020 |
| Instrument | 447119 |
| Transaction Type | Transfer |
| Record Updated | Sep 10, 2020 |
| Title Company | TREASURE TITLE INSURANCE AGENCY INC, TREASURE TITLE INS AGCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,400.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 264 HAWTHOME GROVES BLVD #202 ORLANDO FL 32835, 202, ORLANDO, FL 32835 |
| Document Number | 447120 |
|---|---|
| Date | Aug 25, 2020 |
| Instrument | 447120 |
| Name | EVOLVE BK&TR |
|---|---|
| Type | Bank |
| Address | MEMPHIS, TN 38119 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 24, 2050 |
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $204,703 (+2.7%) | $251,410 (-1.19%) Land $50,000 Building $201,410 | |
| 2025 | $3,070.00 (+6.27%) Homeowner's exemption | $199,321 (+5.99%) | $254,430 (+8.49%) Land $50,000 Building $204,430 |
| 2024 | $2,889.00 (+7.24%) | ||
| 2023 | $2,694.00 (-20.55%) Homeowner's exemption | $188,062 (-3.61%) | $234,527 (+20.21%) Land $45,000 Building $189,527 |
| 2022 | $3,391.00 | $195,102 Land $45,000 Building $150,102 | $195,102 Land $45,000 Building $150,102 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1998) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 1998 · Severe Storms, High Winds, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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