St. Clair County property record for 9390 Folkert Rd, Clay, MI 48001
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2.5 ba · 1,356 sqft · built 2020 |
| Lot Size | 0.74 acres (32,234 sqft) |
| Owner | Individual Name on File |
| Last Sale | $355,000 (Jul 2023) |
| Tax Bill | $5,894 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Jul 2023 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-14-912-0010-000 |
| Primary APN | 74-14-912-0010-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,356 sqft Living Area |
| 1st Floor Area | 1,356 sqft |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Condo/Apartment |
| Lot Area | 32,234 sqft (0.74 acres) |
| Lot Dimensions | 262 ft deep x 100 ft wide |
| Garage Area | 708 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 9390 FOLKERT RD |
|---|---|
| City | CLAY |
| State | MI |
| Zip | 48001-4455 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | R-1 |
| Legal Description | UNIT 10 CHARLIE CORTIS CONDOMINIUMS ST CLAIR COUNTY CONDOMINIUM PLAN NO 234 MASTER DEED RECORDED IN LIBER 5097 PG 898-934 |
| Legal Subdivision | ST CLAIR COUNTY CONDOMINIUM |
| Legal Unit | 10 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | CLAY |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 646000 |
9390 Folkert Rd, a condominium, is owned and occupied by an individual who bought it in July 2023.
Source: St. Clair County records, as of September 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 9390 FOLKERT RD, CLAY, MI 48001-4455 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 1, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FIRST FINANCIAL CORPORATION |
| Jul 13, 2023 | Warranty Deed, Transfer · Conventional Mortgage FIRST STATE BANK |
| Jun 14, 2021 | Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Jul 16, 2021 | Warranty Deed, Transfer |
| Jul 23, 2021 | Intrafamily Transfer, Transfer NOT AVAILABLE, HURON TITLE COMPANY |
| Dec 8, 2020 | Deed of Trust, Construction Loan · Line of Credit NORTH STAR BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 13, 2023 · Amount on File |
| Deed Sale | Jul 13, 2023 · Amount on File |
| Prior Sale | Jul 16, 2021 · Amount on File |
| Deed Document Number | 202312273 |
| Deed Book / Page | 5636 / 810 |
| Prior Transfer Date | Jun 11, 2021 |
| Prior Transfer Doc | 0000539788 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Apr 1, 2026 |
| Property Address | 9390 FOLKERT RD, CLAY, MI 48001-4455 |
| Document Number | 0000005916 |
| Book / Page | 5911 / 211 |
| Instrument Date | Mar 23, 2026 |
| Instrument | 20265916 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 9390 FOLKERT RD, CLAY, MI 48001-4455 |
| Document Number | 0000005916, |
|---|---|
| Date | Apr 1, 2026 |
| Book Page | 5911/211 |
| Instrument | 20265916 |
| Name | FIRST FINANCIAL CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Apr 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.01% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Jul 13, 2023 |
| Property Address | 9390 FOLKERT RD, CLAY, MI 48001-4455 |
| Document Number | 0005636810 |
| Book / Page | 5636 / 810 |
| Map Reference | MB 5097 PG 898-934 |
| Instrument Date | Jun 29, 2023 |
| Instrument | 2023012273 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,662.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9390 FOLKERT RD, CLAY, MI 48001-4455 |
| Name | Verified Name |
|---|---|
| Address | 19585 LLOYD ST, CLINTON TOWNSHIP, MI 48038-3056 |
| Document Number | 0005633997 |
|---|---|
| Date | Jul 3, 2023 |
| Book Page | 5633/997 |
| Instrument | 2023011743 |
| Name | FIRST STATE BANK |
|---|---|
| Type | Bank |
| Address | CLINTON TOWNSHIP, MI 48038 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 9390 FOLKERT RD, CLAY, MI 48001-4455 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2023 |
| Name | Verified Name |
|---|---|
| Address | 8645 ARDENWOOD CT, TRINITY, FL 34655-5337 |
| Document Number | 0005378841 |
|---|---|
| Date | Jun 14, 2021 |
| Book Page | 5378/841 |
| Instrument | 2021017431 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Jul 16, 2021 |
| Property Address | 9390 FOLKERT RD, CLAY, MI 48001-4455 |
| Document Number | 0005393344 |
| Book / Page | 5393 / 344 |
| Map Reference | LB 5097 PG 898-934 |
| Instrument Date | Jun 11, 2021 |
| Instrument | 2021020447 |
| Transaction Type | Transfer |
| Record Updated | Feb 11, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $2,250.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6052 STARVILLE RD, 6052, COTTRELLVILLE, MI 48039-1021 |
| Name | Verified Name |
|---|---|
| Address | 9390 FOLKERT RD, CLAY, MI 48001-4455 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Jul 23, 2021 |
| Property Address | 9390 FOLKERT RD, CLAY, MI 48001-4455 |
| Document Number | 0000539788 |
| Book / Page | 5397 / 88 |
| Map Reference | LB 5097 PG 898-934 |
| Instrument Date | Jun 11, 2021 |
| Instrument | 2021021221 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2023 |
| Title Company | NOT AVAILABLE, HURON TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9390 FOLKERT RD, CLAY, MI 48001-4455 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Dec 8, 2020 |
| Property Address | 9390 FOLKERT RD, CLAY, MI 48001-4455 |
| Document Number | 0052840433 |
| Book / Page | 005284 / 000433 |
| Instrument Date | Nov 25, 2020 |
| Transaction Type | Construction Loan |
| Record Updated | Jan 14, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 6052 STARVILLE RD COTTRELLVILLE MI 480391021, COTTRELLVILLE, MI 48039-1021 |
| Document Number | 52840433 |
|---|---|
| Date | Dec 8, 2020 |
| Book Page | 005284/000433 |
| Name | NORTH STAR BK |
|---|---|
| Type | Bank |
| Address | BAD AXE, MI 48413 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Dec 7, 2021 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 9390 Folkert Rd was $5,894 with a homeowner's exemption, up 2.7% from the year before.
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Clay Township |
| Unified School District | Algonac Community School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $186,800 (+5.96%) | $373,600 | |
| 2025 | $5,894.00 (+2.7%) Homeowner's exemption | $176,300 | |
| 2024 | $5,739.00 | $352,600 | |
| 2023 | $144,200 | ||
| 2022 | $4,639.00 | $288,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 9390 Folkert Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1984.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 32 policies |
| Nearby Flood Policies | 32 in force |
| Nearby Flood Claims | 4 (1984–2020) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | May 2020 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9390 Folkert Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLAY TOWNSHIP serves 9,866 people · EPA ID MI0001450 |
|---|---|
| Water Source | Purchased surface water from CITY OF ALGONAC |
| Last State Inspection | May 2021 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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