St. Clair County property record for 9385 Folkert Rd, Clay, MI 48001
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 2,005 sqft · built 2018 |
| Lot Size | 0.59 acres (25,700 sqft) |
| Owner | Individual Name on File |
| Last Sale | $279,000 (Jul 2019) |
| Tax Bill | $5,652 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Oct 2018 Construction Loan + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-14-293-0006-000 |
| Primary APN | 74-14-293-0006-000 |
|---|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Building Area | 2,005 sqft Living Area |
| 1st Floor Area | 2,005 sqft |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Lot Area | 25,700 sqft (0.59 acres) |
| Lot Dimensions | 257 ft deep x 100 ft wide |
| Garage Area | 750 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 9385 FOLKERT RD |
|---|---|
| City | CLAY |
| State | MI |
| Zip | 48001-4332 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LOT 6 ISABELLA ACRES |
| Legal Subdivision | ISABELLA CRES |
| Legal Lot Number | 6 |
| Legal Unit | 6 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | CLAY |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 646000 |
9385 Folkert Rd is owned and occupied by an individual who bought it in July 2019.
Source: St. Clair County records, as of September 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 9385 FOLKERT RD, CLAY, MI 48001-4332 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 4, 2026 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Oct 1, 2018 | Deed of Trust, Mortgage · Construction Mortgage NORTHSTAR BANK |
| Jul 10, 2019 | Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL INC |
| Nov 8, 2018 | Loan Modification, Mortgage · Line of Credit NORTH STAR BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 10, 2019 · Amount on File |
| Deed Sale | Jul 10, 2019 · Amount on File |
| Prior Sale | Apr 30, 2015 · Amount on File |
| Deed Document Number | 201913822 |
| Deed Book / Page | 5073 / 635 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Aug 4, 2026 |
| Property Address | 9385 FOLKERT RD, CLAY, MI 48001-4332 |
| Document Number | 0000015670 |
| Book / Page | 5950 / 334 |
| Instrument Date | Jul 30, 2026 |
| Instrument | 202615670 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 9385 FOLKERT RD, CLAY, MI 48001-4332 |
| Document Number | 0000015670, |
|---|---|
| Date | Aug 4, 2026 |
| Book Page | 5950/334 |
| Instrument | 202615670 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate | 6.43% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 9385 FOLKERT RD, CLAY, MI 48001-4332 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0049930301 |
|---|---|
| Date | Oct 1, 2018 |
| Book Page | 4993/301 |
| Instrument | 2018021766 |
| Name | NORTHSTAR BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Jul 10, 2019 |
| Property Address | 9385 FOLKERT RD, CLAY, MI 48001-4332 |
| Document Number | 0005073635 |
| Book / Page | 5073 / 635 |
| Map Reference | LB 95 PG 14-15 |
| Instrument Date | Jul 5, 2019 |
| Instrument | 2019013822 |
| Transaction Type | Transfer |
| Record Updated | Feb 11, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,399.40 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6052 STARVILLE RD, 6052, COTTRELLVILLE, MI 48039-1021 |
| Name | Verified Name |
|---|---|
| Address | 6052 STARVILLE RD, COTTRELLVILLE, MI 48039-1021 |
| Document Number | 2019013823 |
|---|---|
| Date | Jul 10, 2019 |
| Instrument | 2019013823 |
| Name | AMERIFIRST FINANCIAL INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 9385 FOLKERT RD, CLAY, MI 48001-4332 |
| Document Number | 0050120798 |
| Instrument Date | Nov 8, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 27, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 6052 STARVILLE RD COTTRELLVILLE MI 480391021, COTTRELLVILLE, MI 48039-1021 |
| Document Number | 0050120798 |
|---|---|
| Date | Dec 4, 2018 |
| Book Page | 005012/000798 |
| Name | NORTH STAR BK |
|---|---|
| Type | Bank |
| Address | BAD AXE, MI 48413 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 9385 Folkert Rd was $5,652 with a homeowner's exemption, up 2.7% from the year before.
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Clay Township |
| Unified School District | Algonac Community School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $213,500 (+7.07%) | $427,000 | |
| 2025 | $5,652.00 (+2.71%) Homeowner's exemption | $199,400 | |
| 2024 | $5,503.00 | $398,800 | |
| 2023 | $165,800 | ||
| 2022 | $5,056.00 | $331,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9385 Folkert Rd in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 12 (1985–1995) |
| Claims Outside the SFHA | 10 of 12 |
| Most Recent Claim | Aug 1995 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9385 Folkert Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLAY TOWNSHIP serves 9,866 people · EPA ID MI0001450 |
|---|---|
| Water Source | Purchased surface water from CITY OF ALGONAC |
| Last State Inspection | May 2021 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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