939 White Cloud Dr, Morgan Hill, CA 95037 Property Records

Santa Clara County property record for 939 White Cloud Dr, Morgan Hill, CA 95037

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,890 sqft · built 1998
Lot Size0.126 acres (5,500 sqft)
Owner2 Individual Names on Record
Last Sale$574,000 (Apr 2002)
Tax Bill$10,102 (2025)
Deeds & MortgagesDec 2020 Mortgage
Sep 2019 Mortgage
Flood ZoneZone X (moderate risk)
APN779-52-004

Property Details

APN / Parcel Number

Primary APN779-52-004

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,890 sqft Living Area
1st Floor Area1,016 sqft
2nd Floor Area874 sqft
Family RoomFamily Room
Utility RoomUtility Room

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Architectural StyleCustom Design
Construction TypeWood
Lot Area5,500 sqft (0.126 acres)
Garage Area462 sqft
Parking Spaces2 Parking Spaces
PorchPorch

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address939 WHITE CLOUD DR
CityMORGAN HILL
StateCA
Zip95037-6061
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionTRACT 8699 BOOK 689 PAGE 21 PAGE 24 LOT 32
Legal Subdivision8699 OAK CRK PH 2B
Legal Tract8699
Legal Lot Number32
JurisdictionSANTA CLARA CA
Township / Civil DivisionSOUTH SANTA CLARA VALLEY
Census Block Group3
Census Block3020
Census Tract512307

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address939 WHITE CLOUD DR, MORGAN HILL, CA 95037-6061
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 21, 2020Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Sep 27, 2019Intrafamily Transfer, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 10, 2002 · Amount on Record
Deed SaleApr 10, 2002 · Amount on Record
Prior SaleNov 6, 1998 · Amount on Record
Deed Document Number200216203429
Last Transfer DateSep 23, 2019
Transfer Doc0024291716
Record UpdatedOct 29, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address939 WHITE CLOUD DR, MORGAN HILL, CA 95037-6061
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyWFG NATIONAL TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address939 WHITE CLOUD DR, MORGAN HILL, CA 95037-6061

Mortgage

Document Number0024757584
DateDec 21, 2020
Instrument24757584
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2051

September 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CLARA CA
Recording DateSep 27, 2019
Property Address939 WHITE CLOUD DR, MORGAN HILL, CA 95037-6061
Document Number0024291716
Map ReferenceDOC 15159560
Instrument DateSep 23, 2019
Instrument24291716
Transaction TypeTransfer
Record UpdatedSep 1, 2021
Title CompanyWFG NATIONAL TITLE INS CO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address939 WHITE CLOUD DR, MORGAN HILL, CA 95037-6061

Mortgage

Document Number0024291717
DateSep 27, 2019
Instrument24291717
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2049

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalityMorgan Hill City
Unified School DistrictMorgan Hill Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$864,909 (+2%) Land $452,044 Building $412,865
2025$10,102.00 (+3.11%) Homeowner's exemption$847,951 (+4.04%) Land $443,181 Building $404,770
2023$9,797.00 (+1.64%) Homeowner's exemption$815,026 Land $425,973 Building $389,053
2022$9,639.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MORGAN HILL
serves 47,374 people · EPA ID CA4310006
Water SourceGroundwater
Last State InspectionOct 2023
Also Mapped HereSANTA CLARA VALLEY WATER DISTRICT
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 693 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Razzolink
Fixed Wireless
500 / 250
Verizon
Fixed Wireless
300 / 20
Etheric Networks
Fixed Wireless
250 / 100
Hankins Information Technology
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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