Santa Clara County property record for 928 White Cloud Dr, Morgan Hill, CA 95037
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,163 sqft · built 1997 |
| Lot Size | 0.126 acres (5,500 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $970,000 (Sep 2018) |
| Tax Bill | $12,825 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Sep 2018 Transfer + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 779-52-033 |
| Primary APN | 779-52-033 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,163 sqft Living Area |
| 1st Floor Area | 1,105 sqft |
| 2nd Floor Area | 1,058 sqft |
| Family Room | Family Room |
| Utility Room | Utility Room |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Lot Area | 5,500 sqft (0.126 acres) |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | None |
| Heating System | HVAC |
|---|
| Street Address | 928 WHITE CLOUD DR |
|---|---|
| City | MORGAN HILL |
| State | CA |
| Zip | 95037-6059 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | TRACT 8699 BOOK 689 PAGE 21 PAGE 24 LOT 3 |
| Legal Subdivision | 8699 OAK CRK PH 2B |
| Legal Tract | 8699 |
| Legal Lot Number | 3 |
| Jurisdiction | SANTA CLARA CA |
| Township / Civil Division | SOUTH SANTA CLARA VALLEY |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 512307 |
Source: Santa Clara County records, as of July 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 928 WHITE CLOUD DR, MORGAN HILL, CA 95037-6059 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Mar 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Sep 13, 2018 | Quit Claim Deed, Transfer CHICAGO TITLE COMPANY |
| Sep 13, 2018 | Grant Deed, Transfer · ARM WELLS FARGO BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 13, 2018 · Amount on Record |
| Deed Sale | Sep 13, 2018 · Amount on Record |
| Prior Sale | Dec 28, 2000 · Amount on Record |
| Deed Document Number | 201824022756 |
| Prior Transfer Date | Sep 6, 2018 |
| Prior Transfer Doc | 0024022757 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 928 WHITE CLOUD DR, MORGAN HILL, CA 95037-6059 |
| Transaction Type | Mortgage |
| Record Updated | Apr 7, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 928 WHITE CLOUD DR, MORGAN HILL, CA 95037-6059 |
| Document Number | 0024897669 |
|---|---|
| Date | Mar 30, 2021 |
| Instrument | 24897669 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | Sep 13, 2018 |
| Property Address | 928 WHITE CLOUD DR, MORGAN HILL, CA 95037-6059 |
| Document Number | 0024022757 |
| Instrument Date | Sep 6, 2018 |
| Instrument | 24022757 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2018 |
| Title Company | CHICAGO TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 928 WHITE CLOUD DR MORGAN HILL CA 950376059, MORGAN HILL, CA 95037-6059 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | Sep 13, 2018 |
| Property Address | 928 WHITE CLOUD DR, MORGAN HILL, CA 95037-6059 |
| Document Number | 0024022756 |
| Map Reference | MB689 PG21-24 |
| Instrument Date | Aug 29, 2018 |
| Instrument | 24022756 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2021 |
| Title Company | CHICAGO TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 928 WHITE CLOUD DR, MORGAN HILL, CA 95037-6059 |
| Document Number | 0024022758 |
|---|---|
| Date | Sep 13, 2018 |
| Instrument | 24022758 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Type Change Date | Oct 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5.5% |
| Index | 1-Year LIBOR |
| Max Rate | 8.5% |
Source: Santa Clara County assessment roll, as of July 27, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Clara County |
| Municipality | Morgan Hill City |
| Unified School District | Morgan Hill Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,103,688 (+2%) Land $625,803 Building $477,885 | |
| 2025 | $12,825.00 (+3.1%) | $1,082,048 (+4.04%) Land $613,533 Building $468,515 |
| 2023 | $12,439.00 (+1.64%) | $1,040,032 Land $589,709 Building $450,323 |
| 2022 | $12,238.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MORGAN HILL serves 47,374 people · EPA ID CA4310006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Also Mapped Here | SANTA CLARA VALLEY WATER DISTRICT |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 693 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Razzolink Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| Hankins Information Technology Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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