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939 Stone Lake Dr, Ormond Beach, FL 32174 Property Records

Flagler County property record for 939 Stone Lake Dr, Ormond Beach, FL 32174 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms2 Baths
Year BuiltBuilt 2010
Square Footage2,586 sqft Living Area
Lot Size12,153 sqft (0.279 acres)
Pool1,092 sqft
OccupancyOwner Occupied
Last Sale$506,900 (2006)
Tax Bill$5,538.00 (2024)

Property Details

APN / Parcel Number

Primary APN03-13-31-5120-2AF02-1150

Interior

Full Baths2 Baths
Building Area2,586 sqft Living Area
Gross Area3,736 sqft Gross Area
1st Floor2,586 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2010
Exterior MaterialConcrete Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialAsphalt Roof
Lot Area12,153 sqft (0.279 acres)
DrivewayDriveway Concrete
Driveway Area480 sqft Driveway
Pool Area1,092 sqft Pool
Deck Area672 sqft Deck

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address939 STONE LAKE DR
CityORMOND BEACH
StateFL
Zip32174-1487
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionPLANTATION BAY SECTION 2A-F UNIT 2 LOT 115 OR 1472/1712 OR 2282/1547 OR 2323/1499 OR 2343/19 OR 2390/1948- BERGMAN TRUST
Legal Range31E
Legal Township13S
Legal Section03
Legal SubdivisionPLANTATION BAY
Legal Block2AF0
Legal Lot Number115
Legal Unit2
JurisdictionFLAGLER FL
Minor Civil DivisionBUNNELL
Census Blockgroup3
Census Block3006
Census Tract60207

Owner

Source: Flagler County records · APN 03-13-31-5120-2AF02-1150

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Trust Names on File
Mailing Address939 STONE LAKE DR, ORMOND BEACH, FL 32174-1487
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingOwner is a Trust, Family Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Jan 08, 2019Deed of Trust, Mortgage · Commercial Mortgage
SUNTRUST BANK
Feb 14, 2020Deed of Trust, Mortgage · Conventional Mortgage
SUNTRUST BANK
Nov 23, 2020Deed of Trust, Mortgage · Conventional Mortgage
KLOZE
Nov 07, 2019Loan Modification, Mortgage · Conventional Mortgage
SUNTRUST BK
Oct 14, 2019Intrafamily Transfer, Transfer · Conventional Mortgage
SUNTRUST BANK
Mar 22, 2019Warranty Deed, Transfer
ATTORNEY ONLY
Dec 10, 2018Warranty Deed, Transfer
ATTORNEY ONLY
Jul 18, 2018Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA
May 31, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 16, 2006 · Amount on Record
Deed SaleAug 16, 2006 · Amount on Record
Deed Doc Number200641542
Deed Book / Page1472 / 1712
Last Transfer DateOct 04, 2019
Transfer Doc0023901948
Record RefreshedJun 08, 2026

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLAGLER FL
Property Address939 STONE LAKE DR, ORMOND BEACH, FL 32174-1487
Transaction TypeMortgage
Record UpdatedAug 27, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0023290077
DateJan 08, 2019
Book Page2329/0077
Instrument2019000759
Lender
NameSUNTRUST BANK
TypeBank
AddressORLANDO, FL 32809
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLAGLER FL
Property Address939 STONE LAKE DR, ORMOND BEACH, FL 32174-1487
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0024200549
DateFeb 14, 2020
Book Page2420/0549
Instrument2020006161
Lender
NameSUNTRUST BANK
TypeBank
AddressRICHMOND, VA 23224
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term357 Months
DueNov 01, 2049

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLAGLER FL
Property Address939 STONE LAKE DR, ORMOND BEACH, FL 32174-1487
Document Number0025011701
Instrument DateNov 23, 2020
Transaction TypeMortgage
Record UpdatedDec 21, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address939 STONE LAKE DR ORMOND BEACH FL 321741487, ORMOND BEACH, FL 32174-1487

Mortgage

Document Number0025011701
DateDec 03, 2020
Book Page002501/001701
Instrument50469
Lender
NameKLOZE
AddressFORT LAUDERDALE, FL 33304
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 02, 2050

November 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionFLAGLER FL
Property Address939 STONE LAKE DR, ORMOND BEACH, FL 32174-1487
Document Number0023981384
Instrument DateNov 07, 2019
Transaction TypeMortgage
Record UpdatedNov 27, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address939 STONE LAKE DR ORMOND BEACH FL 321741487, ORMOND BEACH, FL 32174-1487

Mortgage

Document Number0023981384
DateNov 14, 2019
Book Page002398/001384
Instrument42518
Lender
NameSUNTRUST BK
TypeBank
AddressORLANDO, FL 32809
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 13, 2049

October 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionFLAGLER FL
Recording DateOct 14, 2019
Property Address939 STONE LAKE DR, ORMOND BEACH, FL 32174-1487
Document Number0023901948
Book / Page2390 / 1948
Map ReferenceMB 34 PG 17-20
Instrument DateOct 04, 2019
Instrument2019038041
Transaction TypeTransfer
Record UpdatedFeb 22, 2022
Title CompanySOUTHERN TITLE HLDG CO LLC

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Revocable Trust
Address939 STONE LAKE DR, ORMOND BEACH, FL 32174-1487

Mortgage

Document Number0023901949
DateOct 14, 2019
Instrument2390-1949
Lender
NameSUNTRUST BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2049

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFLAGLER FL
Recording DateMar 22, 2019
Property Address939 STONE LAKE DR, ORMOND BEACH, FL 32174-1487
Document Number0023430019
Book / Page002343 / 000019
Instrument DateMar 15, 2019
Instrument9824
Transaction TypeTransfer
Record UpdatedApr 01, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$0.70
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address939 STONE LAKE DR ORMOND BEACH FL 321741487, ORMOND BEACH, FL 32174-1487

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFLAGLER FL
Recording DateDec 10, 2018
Property Address939 STONE LAKE DR, ORMOND BEACH, FL 32174-1487
Document Number0023231499
Book / Page002323 / 001499
Instrument DateDec 10, 2018
Instrument45899
Transaction TypeTransfer
Record UpdatedDec 28, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$0.70

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address939 STONE LAKE DR ORMOND BEACH FL 321741487, ORMOND BEACH, FL 32174-1487

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLAGLER FL
Property Address939 STONE LAKE DR, ORMOND BEACH, FL 32174-1487
Document Number0022941727
Instrument DateJul 18, 2018
Transaction TypeMortgage
Record UpdatedAug 17, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address939 STONE LAKE DR ORMOND BEACH FL 321741487, ORMOND BEACH, FL 32174-1487

Mortgage

Document Number0022941727
DateJul 24, 2018
Book Page002294/001727
Instrument27459
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 23, 2048

May 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionFLAGLER FL
Recording DateMay 31, 2018
Property Address939 STONE LAKE DR, ORMOND BEACH, FL 32174-1487
Document Number0022821547
Book / Page002282 / 001547
Instrument DateApr 17, 2018
Instrument20150
Transaction TypeTransfer
Record UpdatedJun 19, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address939 STONE LAKE DR ORMOND BEACH FL 321741487, ORMOND BEACH, FL 32174-1487

Tax Assessment & Valuation

Source: Flagler County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyFlagler County
Unified School DistrictFlagler County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,964.00 (-28.42%) Homeowner's exemption$322,406 (+5.99%)$523,691 (+2.73%) Land $68,500 Building $455,191
2024$5,538.00 (+1.8%)
2023$5,440.00 (+5.77%) Homeowner's exemption$304,194 (+3%)$509,772 (+6.11%) Land $68,500 Building $441,272
2022$5,143.00 Homeowner's exemption$295,334$480,428 Land $68,500 Building $411,928

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Flagler County (12035C), updated March 5, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 57% of the US · above 28% of Florida
Wildfire LikelihoodAbout 1 in 735 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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