938 Stone Lake Dr, Ormond Beach, FL 32174 Property Records

Flagler County property record for 938 Stone Lake Dr, Ormond Beach, FL 32174 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms2 Baths
Year BuiltBuilt 2014
Square Footage2,478 sqft Living Area
Lot Size10,716 sqft (0.246 acres)
OccupancyOwner Occupied
Last Sale$425,000 (2021)
Tax Bill$8,188.00 (2024)

Property Details

APN / Parcel Number

Primary APN03-13-31-5120-2AF02-1210

Interior

Full Baths2 Baths
Building Area2,478 sqft Living Area
Gross Area3,456 sqft Gross Area
1st Floor2,478 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Exterior MaterialStone Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialAsphalt Roof
Lot Area10,716 sqft (0.246 acres)
DrivewayDriveway Brick
Driveway Area544 sqft Driveway

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address938 STONE LAKE DR
CityORMOND BEACH
StateFL
Zip32174-1488
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionPLANTATION BAY SECTION 2A-F UNIT 2 LOT 121 OR 1845/1844 OR 1913/1070 OR 2035/112 OR 2373/802 OR 2390/1253 OR 2469/361-DEBRA ANN BRIGGS PR
Legal Range31E
Legal Township13S
Legal Section03
Legal SubdivisionPLANTATION BAY
Legal Block2AF0
Legal Lot Number121
Legal Unit2
JurisdictionFLAGLER FL
Minor Civil DivisionBUNNELL
Census Blockgroup3
Census Block3007
Census Tract60207

Owner

Source: Flagler County records · APN 03-13-31-5120-2AF02-1210

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address938 STONE LAKE DR, ORMOND BEACH, FL 32174-1488
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 14, 2021Warranty Deed, Transfer · Conventional Mortgage
CALIBER HOME LOANS INC
Jul 02, 2019Deed of Trust, Mortgage · Line of Credit
FIGURE LNDG LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 14, 2021 · Amount on Record
Deed SaleMay 14, 2021 · Amount on Record
Prior SaleNov 19, 2014 · Amount on Record
Deed Doc Number202126906
Deed Book / Page2563 / 11
Prior Transfer DateOct 08, 2019
Prior Transfer Doc0023901253
Record RefreshedJun 08, 2026

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFLAGLER FL
Recording DateMay 14, 2021
Property Address938 STONE LAKE DR, ORMOND BEACH, FL 32174-1488
Document Number0025630011
Book / Page2563 / 11
Map ReferenceMB 34 PG 17
Instrument DateMay 12, 2021
Instrument2021026906
Transaction TypeTransfer
Record UpdatedMay 31, 2021
Title CompanyBLUE OCEAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,975.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address300 W ELM ST, 300, CONSHOHOCKEN, PA 19428-1807

Transferred To (Grantee/Buyer)

NameVerified Name
Address938 STONE LAKE DR, ORMOND BEACH, FL 32174-1488

Mortgage

Document Number0025630018
DateMay 14, 2021
Book Page2563/18
Instrument2021026909
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2051

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLAGLER FL
Property Address938 STONE LAKE DR, ORMOND BEACH, FL 32174-1488
Document Number0023680628
Instrument DateJul 02, 2019
Transaction TypeMortgage
Record UpdatedJul 18, 2019
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

NameVerified Name
Address629 WOODBRIDGE DR ORMOND BEACH FL 321741035, ORMOND BEACH, FL 32174-1035

Mortgage

Document Number0023680628
DateJul 09, 2019
Book Page002368/000628
Instrument25153
Lender
NameFIGURE LNDG LLC
AddressSAN FRANCISCO, CA 94108
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueJul 08, 2029
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Flagler County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyFlagler County
Unified School DistrictFlagler County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,513.00 (-20.46%) Homeowner's exemption$503,411 (+3.54%) Land $68,500 Building $434,911$503,411 (+3.54%) Land $68,500 Building $434,911
2024$8,188.00 (+1.88%)
2023$8,037.00 (+4.96%) Homeowner's exemption$486,212 (+2.73%) Land $68,500 Building $417,712$486,212 (+2.73%) Land $68,500 Building $417,712
2022$7,657.00 Homeowner's exemption$473,302 Land $68,500 Building $404,802$473,302 Land $68,500 Building $404,802

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Flagler County (12035C), updated March 5, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 57% of the US · above 28% of Florida
Wildfire LikelihoodAbout 1 in 735 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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