Allegan County property record for 939 State St, Saugatuck, MI 49453
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,012 sqft · built 1972 |
| Lot Size | 0.72 acres (31,363 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,621 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 57-511-004-00 |
| Primary APN | 57-511-004-00 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,012 sqft Living Area |
| 1st Floor Area | 1,012 sqft |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Exterior Material | Wood |
| Foundation Type | No Foundation |
| Lot Area | 31,363 sqft (0.72 acres) |
| Lot Dimensions | 140 ft deep x 224 ft wide |
| Garage Area | 870 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 939 STATE ST |
|---|---|
| City | SAUGATUCK |
| State | MI |
| Zip | 49453-9610 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CR-COMM RE |
| Legal Description | THAT PT OF LOTS 4 & 5 BLK 1 OF MORRISON & DENSMORE'S ADD DES AS: BEG AT THE NE COR OF LOT 4 TH S ON THE E LIN OF SD LOT 213.05 FT TH W 222.43 FT TH N 0 DEG 36' 23 W 135.1 FT TO A PT ON THE S LIN OF STATE ST 62.7 FT S 70 DEG 46' 50 W FROM THE NW COR O |
| Legal Subdivision | OF MORRISON&DENSMORES ADD |
| Legal Block | 1 |
| Legal Lot Number | 4-5,213 |
| Jurisdiction | ALLEGAN MI |
| Township / Civil Division | SAUGATUCK |
| Census Block Group | 1 |
| Census Block | 1041 |
| Census Tract | 30801 |
939 State St is owned and occupied by two individuals.
Source: Allegan County records, as of September 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 939 STATE ST, SAUGATUCK, MI 49453-9610 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 939 State St was $2,621 with a homeowner's exemption.
Source: Allegan County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Allegan County |
| Municipality | Saugatuck City |
| Unified School District | Saugatuck Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $282,600 Land $200,500 Building $82,100 | $565,200 Land $401,000 Building $164,200 | |
| 2025 | $2,621.00 | ||
| 2023 | $177,100 Land $130,100 Building $47,000 | $354,200 Land $260,200 Building $94,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 939 State St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2019.
Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 individual policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 73 units insured incl. 62 condo units |
| Nearby Flood Claims | 2 (2019–2020) |
| Most Recent Claim | Apr 2020 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 939 State St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KALAMAZOO LAKE SEWER & WATER AUTHORITY serves 5,000 people · EPA ID MI0003525 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2021 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | No certified operator Jul 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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