Allegan County property record for 818 State St, Saugatuck, MI 49453
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 1,298 sqft · built 1993 |
| Lot Size | 0.492 acres (21,432 sqft) |
| Owner | Company Name on File |
| Last Sale | $2,000 (Oct 2013) |
| Tax Bill | $4,195 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 57-514-038-10 |
| Primary APN | 57-514-038-10 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,298 sqft Living Area |
| 1st Floor Area | 1,248 sqft |
| Basement Area | 1,248 sqft |
| Unfinished Basement | 1,248 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Wood Siding |
| Lot Area | 21,432 sqft (0.492 acres) |
| Lot Dimensions | 162 ft deep x 132 ft wide |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 818 STATE ST |
|---|---|
| City | SAUGATUCK |
| State | MI |
| Zip | 49453-9646 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CR-COMM RE |
| Legal Description | COM AT SW COR OF LOT 2, BLOCK 4 TH N 17 DEG 29' W ON W'LY LOT LIN 162.36' TH S 62 DEG E 114.10' TO SE COR OF SD LOT TH S 72 |
| Legal Range | 16W |
| Legal Township | 03N |
| Legal Section | 09 |
| Legal Subdivision | TO POB MORRISON&DENSMORES ADD |
| Legal Block | 4 |
| Legal Lot Number | 2 |
| Jurisdiction | ALLEGAN MI |
| Township / Civil Division | SAUGATUCK |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 30801 |
Source: Allegan County records, as of June 25, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 818 STATE ST, SAUGATUCK, MI 49453-9646 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 3, 2013 · Amount on File |
| Deed Sale | Oct 3, 2013 · Amount on File |
| Deed Book / Page | 3782 / 344 |
| Record Updated | Sep 20, 2026 |
Source: Allegan County assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Allegan County |
| Municipality | Saugatuck City |
| Unified School District | Saugatuck Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $500,000 (+53.47%) Land $204,400 Building $295,600 | $1,000,000 (+53.47%) Land $408,800 Building $591,200 | |
| 2025 | $4,195.00 | ||
| 2023 | $325,800 Land $118,100 Building $207,700 | $651,600 Land $236,200 Building $415,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 individual policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 73 units insured incl. 62 condo units |
| Nearby Flood Claims | 2 (2019–2020) |
| Most Recent Claim | Apr 2020 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KALAMAZOO LAKE SEWER & WATER AUTHORITY serves 5,000 people · EPA ID MI0003525 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2021 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | No certified operator Jul 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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