Orange County property record for 939 Shadowmoss Dr, Winter Garden, FL 34787
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 3,301 sqft · built 2004 |
| Lot Size | 0.296 acres (12,894 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $445,000 (Jul 2019) |
| Tax Bill | $5,377 (2025) |
| Deeds & Mortgages | May 2022 Line of Credit Jul 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 36-22-27-9192-07-460 |
| Primary APN | 36-22-27-9192-07-460 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,301 sqft Living Area |
| Gross Area | 4,373 sqft |
| 1st Floor Area | 1,846 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 12,894 sqft (0.296 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 395 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 939 SHADOWMOSS DR |
|---|---|
| City | WINTER GARDEN |
| State | FL |
| Zip | 34787-5260 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | WESTFIELD III-PHASE A 57/38 LOT 46 BLK G |
| Legal Range | 27E |
| Legal Township | 22S |
| Legal Section | 36 |
| Legal Subdivision | WESTFIELD 3 PH A |
| Legal Phase | A |
| Legal Tract | 9192 |
| Legal Block | G |
| Legal Lot Number | 46 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | SOUTHWEST ORANGE |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 17118 |
939 Shadowmoss Dr is owned and occupied by two individuals who bought it in July 2019.
Source: Orange County records, as of May 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 939 SHADOWMOSS DR, WINTER GARDEN, FL 34787-5260 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 4, 2022 | Deed of Trust, Mortgage · Line of Credit FAIRWINDS CU |
| Jul 26, 2019 | Warranty Deed, Transfer · Conventional Mortgage CENTERSTATE BANK OF FLORIDA NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 26, 2019 · Amount on File |
| Deed Sale | Jul 26, 2019 · Amount on File |
| Prior Sale | Jan 20, 2016 · Amount on File |
| Deed Document Number | 2019460652 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 939 SHADOWMOSS DR, WINTER GARDEN, FL 34787-5260 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2022 |
| Title Company | MORTGAGE TITLE SERVICES INC, MORTGAGEE TITLE SERVICES INC |
| Name | Verified Name |
|---|---|
| Address | 939 SHADOWMOSS DR, WINTER GARDEN, FL 34787-5260 |
| Document Number | 0000287017 |
|---|---|
| Date | May 4, 2022 |
| Instrument | 20220287017 |
| Name | FAIRWINDS CU |
|---|---|
| Type | Credit Union |
| Address | ORLANDO, FL 32826 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | Apr 29, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Jul 26, 2019 |
| Property Address | 939 SHADOWMOSS DR, WINTER GARDEN, FL 34787-5260 |
| Document Number | 0000460652 |
| Map Reference | MB 57 PG 38-42 |
| Instrument Date | Jul 9, 2019 |
| Instrument | 20190460652 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,115.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1449 MOYER RD, 1449, TELFORD, PA 18969-1609 |
| Name | Verified Name |
|---|---|
| Address | 939 SHADOWMOSS DR, WINTER GARDEN, FL 34787-5260 |
| Document Number | 0000460653 |
|---|---|
| Date | Jul 26, 2019 |
| Instrument | 20190460653 |
| Name | CENTERSTATE BANK OF FLORIDA NA |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2049 |
The 2025 property tax bill for 939 Shadowmoss Dr was $5,377, up 3.7% from the year before.
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Municipality | Winter Garden City |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $385,724 (+2.7%) | $647,230 (-1.45%) Land $125,000 Building $522,230 | |
| 2025 | $5,377.00 (+3.68%) Homeowner's exemption | $375,583 | $656,770 Land $125,000 Building $531,770 |
| 2024 | $5,186.00 (+3.68%) | ||
| 2023 | $5,002.00 (+2.99%) Homeowner's exemption | $354,367 (+3%) | $575,761 (+17.22%) Land $125,000 Building $450,761 |
| 2022 | $4,857.00 Homeowner's exemption | $344,046 | $491,196 Land $110,000 Building $381,196 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 939 Shadowmoss Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 27 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 27 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 939 Shadowmoss Dr is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER GARDEN WATER DEPT (3 WPS) serves 72,205 people · EPA ID FL3481481 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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