Orange County property record for 915 Shadowmoss Dr, Winter Garden, FL 34787
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,475 sqft · built 2004 |
| Lot Size | 0.244 acres (10,623 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $490,000 (Dec 2021) |
| Tax Bill | $6,126 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Jul 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 36-22-27-9191-02-420 |
| Primary APN | 36-22-27-9191-02-420 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,475 sqft Living Area |
| Gross Area | 3,467 sqft |
| 1st Floor Area | 1,730 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,623 sqft (0.244 acres) |
| Garage Type | Attached |
| Garage Area | 650 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 210 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 915 SHADOWMOSS DR |
|---|---|
| City | WINTER GARDEN |
| State | FL |
| Zip | 34787-5260 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | WESTFIELD III- PHASE B 53/95 LOT 42 BLK B |
| Legal Range | 27E |
| Legal Township | 22S |
| Legal Section | 36 |
| Legal Subdivision | WESTFIELD 3 PH B |
| Legal Phase | B |
| Legal Tract | 9191 |
| Legal Block | B |
| Legal Lot Number | 42 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | SOUTHWEST ORANGE |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 17118 |
915 Shadowmoss Dr is owned and occupied by two individuals who bought it in December 2021.
Source: Orange County records, as of May 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 915 SHADOWMOSS DR, WINTER GARDEN, FL 34787-5260 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SOUTHSTATE BANK N A |
| Jul 1, 2020 | Deed of Trust, Mortgage · Line of Credit SEACOAST NAT'L BK |
| Nov 21, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 13, 2021 · Amount on File |
| Deed Sale | Dec 13, 2021 · Amount on File |
| Prior Sale | May 18, 2004 · Amount on File |
| Deed Document Number | 2021758368 |
| Prior Transfer Date | Dec 8, 2021 |
| Prior Transfer Doc | 0000758368 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 915 SHADOWMOSS DR, WINTER GARDEN, FL 34787-5260 |
| Transaction Type | Mortgage |
| Record Updated | Dec 30, 2021 |
| Title Company | ADVANTAGEONE TITLE, ADVANTAGE TITLE |
| Name | Verified Name |
|---|---|
| Address | 611 LAKE COVE POLNTE CIRCLE, OAKLAND, FL 34787-2683 |
| Document Number | 0000758369 |
|---|---|
| Date | Dec 13, 2021 |
| Instrument | 20210758369 |
| Name | SOUTHSTATE BANK N A |
|---|---|
| Type | Non-Lending Institution |
| Address | CHARLESTON, SC 29406 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 915 SHADOWMOSS DR, WINTER GARDEN, FL 34787-5260 |
| Document Number | 0000368987 |
| Instrument Date | Jul 1, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 30, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 915 SHADOWMOSS DR WINTER GARDEN FL 347875260, WINTER GARDEN, FL 34787-5260 |
| Document Number | 0000368987 |
|---|---|
| Date | Jul 9, 2020 |
| Instrument | 368987 |
| Name | SEACOAST NAT'L BK |
|---|---|
| Type | Bank |
| Address | STUART, FL 34995 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 8, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 915 SHADOWMOSS DR, WINTER GARDEN, FL 34787-5260 |
| Document Number | 0000647007 |
| Instrument Date | Nov 21, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES |
| Name | Verified Name |
|---|---|
| Address | 915 SHADOWMOSS DR WINTER GARDEN FL 347875260, WINTER GARDEN, FL 34787-5260 |
| Document Number | 0000647007 |
|---|---|
| Date | Nov 29, 2017 |
| Instrument | 647007 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 28, 2047 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 915 Shadowmoss Dr was $6,126, up 5.2% from the year before.
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Municipality | Winter Garden City |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $427,769 (+2.7%) | $536,890 (-1.21%) Land $125,000 Building $411,890 | |
| 2025 | $6,126.00 (+5.24%) Homeowner's exemption | $416,523 | $543,450 Land $125,000 Building $418,450 |
| 2024 | $5,821.00 (+6.55%) | ||
| 2023 | $5,463.00 (-8%) Homeowner's exemption | $383,285 (-6.91%) | $484,020 (+17.56%) Land $125,000 Building $359,020 |
| 2022 | $5,938.00 Homeowner's exemption | $411,739 Land $110,000 Building $301,739 | $411,739 Land $110,000 Building $301,739 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 915 Shadowmoss Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 27 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 27 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 915 Shadowmoss Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER GARDEN WATER DEPT (3 WPS) serves 72,205 people · EPA ID FL3481481 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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