Muskegon County property record for 939 S Mears Ave, Whitehall, MI 49461
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,316 sqft · built 2022 |
| Lot Size | 0.455 acres (19,820 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $28,000 (Sep 2020) |
| Tax Bill | $7,987 (2025) |
| Deeds & Mortgages | May 2023 Mortgage Nov 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 22033100000700 |
| Primary APN | 22033100000700 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,316 sqft Living Area |
| 1st Floor Area | 1,364 sqft |
| Basement Area | 840 sqft |
| Unfinished Basement | 840 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Lot Area | 19,820 sqft (0.455 acres) |
| Garage Area | 820 sqft |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 939 S MEARS AVE |
|---|---|
| City | WHITEHALL |
| State | MI |
| Zip | 49461-1536 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 RES |
| Legal Description | W-0689 CITY OF WHITEHALL THAT PART OF GOV'T LOT 1 SEC 33 T12N R17W BEG AT A PT 480 FT S OF S LINE OF MEARS AVE & LEWIS ST R |
| Legal Subdivision | CITY OF WHITEHALL |
| Legal Lot Number | 1 |
| Jurisdiction | MUSKEGON MI |
| Township / Civil Division | WHITEHALL |
| Census Block Group | 3 |
| Census Block | 3022 |
| Census Tract | 3702 |
939 S Mears Ave is owned and occupied by two individuals who bought it in September 2020.
Source: Muskegon County records, as of September 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 939 S MEARS AVE, WHITEHALL, MI 49461-1536 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 3, 2023 | Deed of Trust, Mortgage · Conventional Mortgage MERCANTILE BANK |
| Nov 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MERCANTLE BANK OF MICHIGAN |
| Sep 3, 2020 | Warranty Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 3, 2020 · Amount on File |
| Deed Sale | Sep 3, 2020 · Amount on File |
| Prior Sale | Feb 28, 2014 · Amount on File |
| Deed Document Number | 20205697889 |
| Deed Book / Page | 4232 / 199 |
| Prior Transfer Date | Jun 13, 2003 |
| Prior Transfer Doc | 0005077445 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MUSKEGON MI |
| Property Address | 939 S MEARS AVE, WHITEHALL, MI 49461-1536 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 939 S MEARS AVE, WHITEHALL, MI 49461-1536 |
| Document Number | 004329/252 |
|---|---|
| Date | May 3, 2023 |
| Book Page | 4329/252 |
| Instrument | 5794846 |
| Name | MERCANTILE BANK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49504 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jun 1, 2038 |
| Min Rate At Change | 6.37% |
|---|---|
| Max Rate At Change | 10.3% |
| Margin | 4 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MUSKEGON MI |
| Property Address | 939 S MEARS AVE, WHITEHALL, MI 49461-1536 |
| Transaction Type | Mortgage |
| Record Updated | Jun 27, 2022 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|---|
| Address | 5330 W STONE RD, NEW ERA, MI 49446-8088 |
| Document Number | 004280/500 |
|---|---|
| Date | Nov 15, 2021 |
| Book Page | 4280/500 |
| Instrument | 5746143 |
| Name | MERCANTLE BANK OF MICHIGAN |
|---|---|
| Type | Non-Lending Institution |
| Address | GRAND RAPIDS, MI 49504 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.62% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Nov 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 7.62% |
| Max Rate | 7.62% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MUSKEGON MI |
| Recording Date | Sep 3, 2020 |
| Property Address | 939 S MEARS AVE, WHITEHALL, MI 49461-1536 |
| Document Number | 0005697889 |
| Book / Page | 004232 / 000199 |
| Instrument Date | Aug 27, 2020 |
| Instrument | 5697889 |
| Transaction Type | Transfer |
| Record Updated | Oct 6, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Tax | $241.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 307 IOWA ST WHITEHALL MI 494611403, WHITEHALL, MI 49461-1403 |
The 2025 property tax bill for 939 S Mears Ave was $7,987 with a homeowner's exemption.
Source: Muskegon County assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Muskegon County |
| Municipality | Whitehall City |
| Unified School District | Whitehall School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $242,500 (+9.14%) | $485,000 (+9.14%) | |
| 2025 | $7,987.00 | $222,200 | $444,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 939 S Mears Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 6, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 939 S Mears Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WHITEHALL serves 2,902 people · EPA ID MI0007100 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures