939 S Mears Ave, Whitehall, MI 49461 Property Records

Muskegon County property record for 939 S Mears Ave, Whitehall, MI 49461

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,316 sqft · built 2022
Lot Size0.455 acres (19,820 sqft)
Owner2 Individual Names on File
Last Sale$28,000 (Sep 2020)
Tax Bill$7,987 (2025)
Deeds & MortgagesMay 2023 Mortgage
Nov 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN22033100000700

Property Details

APN / Parcel Number

Primary APN22033100000700
Alternative APN
  • 61-22-033-100-0007-00

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,316 sqft Living Area
1st Floor Area1,364 sqft
Basement Area840 sqft
Unfinished Basement840 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Lot Area19,820 sqft (0.455 acres)
Garage Area820 sqft
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address939 S MEARS AVE
CityWHITEHALL
StateMI
Zip49461-1536
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1 RES
Legal DescriptionW-0689 CITY OF WHITEHALL THAT PART OF GOV'T LOT 1 SEC 33 T12N R17W BEG AT A PT 480 FT S OF S LINE OF MEARS AVE & LEWIS ST R
Legal SubdivisionCITY OF WHITEHALL
Legal Lot Number1
JurisdictionMUSKEGON MI
Township / Civil DivisionWHITEHALL
Census Block Group3
Census Block3022
Census Tract3702

Owner

939 S Mears Ave is owned and occupied by two individuals who bought it in September 2020.

Source: Muskegon County records, as of September 1, 2026

Owner of Record2 Individual Names on File
Mailing Address939 S MEARS AVE, WHITEHALL, MI 49461-1536
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 3, 2023Deed of Trust, Mortgage · Conventional Mortgage
MERCANTILE BANK
Nov 15, 2021Deed of Trust, Mortgage · Conventional Mortgage
MERCANTLE BANK OF MICHIGAN
Sep 3, 2020Warranty Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 3, 2020 · Amount on File
Deed SaleSep 3, 2020 · Amount on File
Prior SaleFeb 28, 2014 · Amount on File
Deed Document Number20205697889
Deed Book / Page4232 / 199
Prior Transfer DateJun 13, 2003
Prior Transfer Doc0005077445
Record UpdatedOct 29, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMUSKEGON MI
Property Address939 S MEARS AVE, WHITEHALL, MI 49461-1536
Transaction TypeMortgage
Record UpdatedMay 23, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address939 S MEARS AVE, WHITEHALL, MI 49461-1536

Mortgage

Document Number004329/252
DateMay 3, 2023
Book Page4329/252
Instrument5794846
Lender
NameMERCANTILE BANK
TypeBank
AddressGRAND RAPIDS, MI 49504
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueJun 1, 2038
Interest
Min Rate At Change6.37%
Max Rate At Change10.3%
Margin4

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMUSKEGON MI
Property Address939 S MEARS AVE, WHITEHALL, MI 49461-1536
Transaction TypeMortgage
Record UpdatedJun 27, 2022
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address5330 W STONE RD, NEW ERA, MI 49446-8088

Mortgage

Document Number004280/500
DateNov 15, 2021
Book Page4280/500
Instrument5746143
Lender
NameMERCANTLE BANK OF MICHIGAN
TypeNon-Lending Institution
AddressGRAND RAPIDS, MI 49504
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueNov 1, 2051
Interest
Rate TypeAdjustable Rate
Rate2.62%
AdjustableAdjustable Rate Rider
Type Change DateNov 1, 2028
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change7.62%
Max Rate7.62%

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMUSKEGON MI
Recording DateSep 3, 2020
Property Address939 S MEARS AVE, WHITEHALL, MI 49461-1536
Document Number0005697889
Book / Page004232 / 000199
Instrument DateAug 27, 2020
Instrument5697889
Transaction TypeTransfer
Record UpdatedOct 6, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount on Record
Tax$241.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address307 IOWA ST WHITEHALL MI 494611403, WHITEHALL, MI 49461-1403

Tax Assessment & Valuation

The 2025 property tax bill for 939 S Mears Ave was $7,987 with a homeowner's exemption.

Source: Muskegon County assessment roll, as of June 30, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMuskegon County
MunicipalityWhitehall City
Unified School DistrictWhitehall School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$242,500 (+9.14%)$485,000 (+9.14%)
2025$7,987.00$222,200$444,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 939 S Mears Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 6, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 939 S Mears Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 87% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWHITEHALL
serves 2,902 people · EPA ID MI0007100
Water SourceGroundwater
Last State InspectionAug 2023
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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