939 S Lake Ave, Duluth, MN 55802 Property Records

St. Louis County property record for 939 S Lake Ave, Duluth, MN 55802

Property Summary

Property TypeSingle Family Home
Details2 bd · 2.25 ba · 1,770 sqft · built 2009
Lot Size0.138 acres (6,040 sqft)
Owner2 Company Names on Record
Last Sale$395,000 (Apr 2016)
Tax Bill$7,500 (2026)
Deeds & MortgagesJan 2017 Loan Modification
Flood ZoneZone X (minimal risk)
APN010-4380-02150

Property Details

APN / Parcel Number

Primary APN010-4380-02150
Alternative APN
  • 1007916

Interior

Bedrooms2 Beds
Full Baths2.25 Baths
Half Baths1 Half Bath
Total Rooms2 Rooms
Stories2 Stories
Building Area1,770 sqft Gross Area
1st Floor Area894 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2009
Exterior MaterialBlock
Construction TypeFrame
Roof TypeGable
Lot Area6,040 sqft (0.138 acres)
Garage Area396 sqft

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
PorchSlab
Porch Area144 sqft
Deck Area30 sqft
Storage Building120 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Account Number1007916
Street Address939 S LAKE AVE
CityDULUTH
StateMN
Zip55802-2405
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 182 AND SLY 1/2 OF LOT 184 SERIAL #
Legal SubdivisionUPPER DULUTH LAKE AVE
Legal Lot Number182,184
JurisdictionST LOUIS MN
Township / Civil DivisionDULUTH
Census Block Group1
Census Block1011
Census Tract2200

Owner

Source: St. Louis County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address939 S LAKE AVE, DULUTH, MN 55802-2405
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 29, 2016 · Amount on Record
Deed SaleApr 29, 2016 · Amount on Record
Prior SaleSep 27, 2007 · Amount on Record
Deed Document Number20161283690
Last Transfer DateAug 14, 2025
Transfer Doc0001516634
Record UpdatedOct 29, 2026

January 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionST LOUIS MN
Property Address939 S LAKE AVE, DULUTH, MN 55802-2405
Document Number00A1301757
Instrument DateJan 2, 2017
Transaction TypeMortgage
Record UpdatedJan 25, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address939 S LAKE AVE DULUTH MN 558022405, DULUTH, MN 55802-2405

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityDuluth City
Unified School DistrictDuluth Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,500.00 (+13.67%) Homeowner's exemption
2025$6,598.00 (-12.93%) Homeowner's exemption$553,100 (+14.25%) Land $122,500 Building $430,600$553,100 (+14.25%) Land $122,500 Building $430,600
2024$7,578.00$484,100 (+7.51%) Land $119,700 Building $364,400$484,100 (+7.51%) Land $119,700 Building $364,400
2022$450,300 Land $57,900 Building $392,400$450,300 Land $57,900 Building $392,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 22 policies
Nearby Flood Policies22 in force
Nearby Flood Claims5 (1986–2019)
Claims Outside the SFHA1 of 5
Most Recent ClaimOct 2019 · river or lake flooding
Claims by Event
  • Severe Storms And Flooding, Jun 2012 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDuluth
serves 86,859 people · EPA ID MN1690011
Water SourceSurface water
Last State InspectionFeb 2025
Lead8 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Oct 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Airfiber.

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