1014 S Lake Ave, Duluth, MN 55802 Property Records

St. Louis County property record for 1014 S Lake Ave, Duluth, MN 55802

Property Summary

Property Type	Residential Multi-Family (5+ Units)
Details	5 bd · 1.5 ba · 1,920 sqft · built 1898
Lot Size	0.091 acres (4,003 sqft)
Owner	2 Company Names on Record
Last Sale	$165,000 (Jul 2010)
Tax Bill	$6,164 (2026)
Deeds & Mortgages	Jun 2026 Sale Jun 2026 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010-4380-00870`

Property Details

APN / Parcel Number

Primary APN	`010-4380-00870`
Alternative APN	`902692`

Interior

Bedrooms	5 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	1,920 sqft Gross Area
1st Floor Area	960 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1898
Effective Year Built	Effective 1898
Architectural Style	Duplex Single
Exterior Material	Block
Construction Type	Frame
Roof Type	Gable
Lot Area	4,003 sqft (0.091 acres)

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	123 sqft
Deck Area	20 sqft
Storage Building	64 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	902692
Street Address	1014 S LAKE AVE
City	DULUTH
State	MN
Zip	55802-2408
Property Category	Residential
Property Type	Residential > Multi-Unit > Residential Multi-Family (5+ Units)
Legal Description	LOT: 0173 BLOCK:000 SERIAL #
Legal Subdivision	UPPER DULUTH LAKE AVE
Legal Lot Number	173
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1004
Census Tract	2200

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1014 S LAKE AVE, DULUTH, MN 55802-2408
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Jun 25, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Feb 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage NORTH SHORE FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2010 · Amount on Record
Deed Sale	Jul 6, 2010 · Amount on Record
Deed Document Number	20101138807
Last Transfer Date	Jun 11, 2026
Transfer Doc	0001534897
Record Updated	Sep 20, 2026

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jun 25, 2026
Property Address	1014 S LAKE AVE, DULUTH, MN 55802-2408
Document Number	0001534896
Instrument Date	Jun 11, 2026
Instrument	20261534896
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$166.65
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1014 S LAKE AVE, DULUTH, MN 55802-2408

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jun 25, 2026
Property Address	1014 S LAKE AVE, DULUTH, MN 55802-2408
Document Number	0001534897
Instrument Date	Jun 11, 2026
Instrument	20261534897
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$166.65
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1014 S LAKE AVE, DULUTH, MN 55802-2408

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	1014 S LAKE AVE, DULUTH, MN 55802-2408
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001374323
Date	Feb 26, 2020
Instrument	1374323

Lender

Name	NORTH SHORE FCU
Type	Credit Union
Address	SILVER BAY, MN 55614

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2040

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,164.00 (-9.57%) Homeowner's exemption
2025	$6,816.00 (+2.07%) Homeowner's exemption	$465,400 (-6.71%) Land $154,300 Building $311,100	$465,400 (-6.71%) Land $154,300 Building $311,100
2024	$6,678.00	$498,900 (+24.35%) Land $228,200 Building $270,700	$498,900 (+24.35%) Land $228,200 Building $270,700
2022		$401,200 Land $110,400 Building $290,800	$401,200 Land $110,400 Building $290,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	5 (1986–2019)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Oct 2019 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Jun 2012 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Airfiber.

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