939 Commons Dr, Sacramento, CA 95825 Property Records

Sacramento County property record for 939 Commons Dr, Sacramento, CA 95825

Property Summary

Property Type	Planned Unit Development
Details	2 bd · 2 ba · 1,847 sqft · built 1973
Lot Size	0.07 acres (3,049 sqft)
Owner	Trust Name on File
Last Sale	$463,000 (Apr 2020)
Tax Bill	$6,251 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Apr 2020 Sale & Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`295-0330-017-0000`

Property Details

APN / Parcel Number

Primary APN	`295-0330-017-0000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,847 sqft Living Area
1st Floor Area	1,847 sqft
Bonus Room	Bonus Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	3,049 sqft (0.07 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	939 COMMONS DR
City	SACRAMENTO
State	CA
Zip	95825-6650
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Local Zoning Code	R-1-PUD
Legal Description	CAMPUS COMMONS 04, LOT 417
Legal Subdivision	CAMPUS COMMONS 04
Legal Lot Number	417
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1001
Census Tract	5403

Owner

939 Commons Dr, a planned unit development, is held in a trust since April 2020.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	Trust Name on File
Mailing Address	1174 BANGOR ST, SAN DIEGO, CA 92106-2453
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2020	Deed of Trust, Mortgage · Conventional with PMI FINANCE OF AMERICA MTG
Apr 24, 2020	Grant Deed, Transfer · Conventional with PMI FINANCE OF AMERICA MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 24, 2020 · Amount on File
Deed Sale	Apr 24, 2020 · Amount on File
Prior Sale	Jul 18, 2011 · Amount on File
Deed Book / Page	20200424 / 1145
Prior Transfer Date	Nov 30, 2004
Prior Transfer Doc	2004002839
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	939 COMMONS DR, SACRAMENTO, CA 95825-6650
Document Number	2011162060
Instrument Date	Nov 9, 2020
Transaction Type	Mortgage
Record Updated	Dec 1, 2020
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1174 BANGOR ST SAN DIEGO CA 921062453, SAN DIEGO, CA 92106-2453

Mortgage

Document Number	2011162060
Date	Nov 16, 2020
Instrument	2011162060

Lender

Name	FINANCE OF AMERICA MTG
Address	HORSHAM, PA 19044

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Nov 15, 2035

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 24, 2020
Property Address	939 COMMONS DR, SACRAMENTO, CA 95825-6650
Document Number	2004241145
Instrument Date	Apr 16, 2020
Instrument	2004241145
Transaction Type	Transfer
Record Updated	May 11, 2020
Title Company	ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TITLE CO/NTHRN CA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$509.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1174 BANGOR ST SAN DIEGO CA 921062453, SAN DIEGO, CA 92106-2453

Mortgage

Document Number	2004241146
Date	Apr 24, 2020
Instrument	2004241146

Lender

Name	FINANCE OF AMERICA MTG
Address	HORSHAM, PA 19044

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 23, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 939 Commons Dr was $6,251, up 0.2% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Sacramento City
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$516,480 (+2%) Land $139,437 Building $377,043
2025	$6,251.00 (+0.16%)	$506,353 Land $136,703 Building $369,650
2024	$6,241.00 (+2.56%)
2023	$6,085.00 (+0.58%)	$486,693 Land $131,396 Building $355,297
2022	$6,050.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 939 Commons Dr in Zone X, where a levee reduces flood risk, though there have been 31 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 104 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	104 in force
Nearby Flood Claims	31 (1980–2023)
Claims Outside the SFHA	9 of 31
Most Recent Claim	Aug 2023 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 939 Commons Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Fidium Fiber, GeoLinks, Succeed.Net.

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