9380 Penrose St, Frederick, MD 21704 Property Records

Frederick County property record for 9380 Penrose St, Frederick, MD 21704

Property Summary

Property Type	Townhouse
Details	4 ba · 1,760 sqft · built 2005
Lot Size	0.051 acres (2,200 sqft)
Owner	Individual Name on Record
Last Sale	$340,000 (Sep 2017)
Tax Bill	$6,696 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Sep 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-241038`

Property Details

APN / Parcel Number

Primary APN	`07-241038`
Alternative APN	`241038`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,560 sqft Living Area
1st Floor Area	880 sqft
Basement Area	800 sqft
Finished Basement	800 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,200 sqft (0.051 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	241038
Street Address	9380 PENROSE ST
City	FREDERICK
State	MD
Zip	21704-7339
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PUD
Legal Description	LOT 12074 2,200 SQ. FT. VILLAGES OF URBANA
Legal Subdivision	VILLAGES/URBANA PUD SEC M-11
Legal Lot Number	12074
Jurisdiction	FREDERICK MD
Township / Civil Division	7, URBANA
Census Block Group	2
Census Block	2000
Census Tract	752202

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9380 PENROSE ST, FREDERICK, MD 21704-7339
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Sep 13, 2017	Grant Deed, Transfer · FHA Mortgage STEARNS LNDG
Sep 13, 2017	Grant Deed, Transfer MICHAELS TITLE AND ESCROW LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 13, 2017 · Amount on Record
Deed Sale	Sep 13, 2017 · Amount on Record
Prior Sale	Feb 19, 2008 · Amount on Record
Deed Document Number	201712026-0135
Deed Book / Page	12026 / 135
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	9380 PENROSE ST, FREDERICK, MD 21704-7339
Transaction Type	Mortgage
Record Updated	Oct 20, 2023
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9380 PENROSE ST, FREDERICK, MD 21704-7339

Mortgage

Document Number	0166280363
Date	Oct 6, 2023
Book Page	16628/363

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	CORAOPOLIS, PA 15108

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	287 Months
Due	Sep 1, 2047

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	Sep 13, 2017
Property Address	9380 PENROSE ST, FREDERICK, MD 21704-7339
Document Number	0120260135
Book / Page	012026 / 000135
Instrument Date	Aug 31, 2017
Transaction Type	Transfer
Record Updated	Nov 30, 2017
Title Company	MICHAELS TITLE AND ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$340.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9380 PENROSE ST FREDERICK MD 217047339, FREDERICK, MD 21704-7339

Mortgage

Document Number	120260142
Date	Sep 13, 2017
Book Page	012026/000142

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 12, 2047

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	Sep 13, 2017
Property Address	9380 PENROSE ST, FREDERICK, MD 21704-7339
Document Number	0120261035
Book / Page	012026 / 001035
Instrument Date	Aug 31, 2017
Transaction Type	Transfer
Record Updated	Nov 29, 2017
Title Company	MICHAELS TITLE AND ESCROW LLC

Transaction

Amount	Amount Recorded
Tax	$340.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	9380 PENROSE ST FREDERICK MD 217047339, FREDERICK, MD 21704-7339

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$506,867 (+27.6%)	$546,300 (+27.64%) Land $170,000 Building $376,300
2025	$6,696.00 (+16.7%)
2023	$5,738.00	$397,233	$428,000 Land $135,000 Building $293,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	3 ppb (2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 709 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on Penrose St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures