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9378 Penrose St, Frederick, MD 21704 Property Records

Frederick County property record for 9378 Penrose St, Frederick, MD 21704

Property Summary

Property TypeTownhouse
Details3 ba · 2,422 sqft · built 2005
Lot Size0.076 acres (3,300 sqft)
Owner2 Individual Names on Record
Last Sale$490,000 (Jan 2024)
Tax Bill$6,400 (2025)
Deeds & MortgagesJan 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN07-241011

Property Details

APN / Parcel Number

Primary APN07-241011
Alternative APN
  • 241011

Interior

Full Baths3 Baths
Half Baths2 Half Baths
Stories2 Stories
Building Area2,422 sqft Living Area
1st Floor Area892 sqft
Basement Area650 sqft
Finished Basement650 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area3,300 sqft (0.076 acres)
Deck Area240 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number241011
Street Address9378 PENROSE ST
CityFREDERICK
StateMD
Zip21704-7339
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodePUD
Legal DescriptionLOT 12073 3,300 SQ. FT. VILLAGES OF URBANA
Legal SubdivisionVILLAGES/URBANA SEC M11-13 PRCL
Legal Lot Number12073
JurisdictionFREDERICK MD
Township / Civil Division7, URBANA
Census Block Group2
Census Block2000
Census Tract752202

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address9378 PENROSE ST, FREDERICK, MD 21704-7339
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 12, 2024 · Amount on Record
Deed SaleJan 12, 2024 · Amount on Record
Prior SaleJun 13, 2012 · Amount on Record
Deed Book / Page16733 / 65
Prior Transfer DateApr 11, 2012
Prior Transfer Doc0088600159
Record UpdatedOct 29, 2026

January 2024: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateJan 12, 2024
Property Address9378 PENROSE ST, FREDERICK, MD 21704-7339
Document Number0167330065
Book / Page16733 / 65
Map ReferenceMB 76 PG 187
Instrument DateDec 15, 2023
Transaction TypeTransfer
Record UpdatedJan 29, 2024
Title CompanyHUTTON PATT TITLE, HUTTON PATT T&E LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,225.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address9378 PENROSE ST, FREDERICK, MD 21704-7339

Mortgage

Document Number0001673374
DateJan 12, 2024
Instrument16733/74
Lender
NameGARDEN STATE HOME LOANS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJan 1, 2039

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$474,933 (+7.14%)$506,600 (-) Land $170,000 Building $336,600
2025$6,400.00 (+5.33%)$443,267 (+13.42%)$506,600 (+23.08%) Land $170,000 Building $336,600
2024$6,076.00 (+8.56%)
2023$5,597.00 Homeowner's exemption$390,833$411,600 Land $135,000 Building $276,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEW DESIGN - FREDERICK COUNTY
serves 74,911 people · EPA ID MD0100030
Water SourceSurface water
Last State InspectionJan 2025
Lead3 ppb (2019)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 709 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T.

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