Shelby County property record for 938 Winter Ridge Dr, Sidney, OH 45365
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,918 sqft · built 2020 |
| Lot Size | 0.192 acres (8,364 sqft) |
| Owner | Trust Name on File |
| Last Sale | $272,000 (Sep 2021) |
| Tax Bill | $3,331 (2025) |
| Deeds & Mortgages | Mar 2022 Transfer Jul 2020 Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-1918403.003 |
| Primary APN | 16-1918403.003 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,918 sqft Living Area |
| 1st Floor Area | 1,918 sqft |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Foundation Type | No Foundation |
| Lot Area | 8,364 sqft (0.192 acres) |
| Lot Dimensions | 186 ft deep x 45 ft wide |
| Garage Area | 550 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Cooling System | Central |
|---|
| Street Address | 938 WINTER RIDGE DR |
|---|---|
| City | SIDNEY |
| State | OH |
| Zip | 45365-7371 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | R07 T01 S18 LOT 6985 IN PLUM RIDGE DEVEL PH 9 IN THE CITY OF SIDNEY 125-19-18-403-003PLAT V32 P58 |
| Legal Subdivision | PLUM RIDGE DEVELOPMENT |
| Legal Lot Number | 6985 |
| Jurisdiction | SHELBY OH |
| Township / Civil Division | FRANKLIN |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 972100 |
938 Winter Ridge Dr is owner-occupied and held in a trust since March 2022.
Source: Shelby County records, as of July 23, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 938 WINTER RIDGE DR, SIDNEY, OH 45365-7371 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 30, 2022 | Intrafamily Transfer, Transfer |
| Jul 28, 2020 | Deed of Trust, Mortgage · Construction Mortgage FIRST NATIONAL BANK OF NEW BREMEN |
| Sep 24, 2021 | Warranty Deed, Subdivision Related Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 24, 2021 · Amount on File |
| Deed Sale | Sep 24, 2021 · Amount on File |
| Deed Document Number | 20216646 |
| Deed Book / Page | 2304 / 843 |
| Last Transfer Date | Mar 28, 2022 |
| Transfer Doc | 02308/1159 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SHELBY OH |
| Recording Date | Mar 30, 2022 |
| Property Address | 938 WINTER RIDGE DR, SIDNEY, OH 45365-7371 |
| Document Number | 02308/1159 |
| Book / Page | 2308 / 1159 |
| Map Reference | VOL 32 PG 58-59 |
| Instrument Date | Mar 28, 2022 |
| Instrument | 202201794 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 938 WINTER RIDGE DR, SIDNEY, OH 45365-7371 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY OH |
| Property Address | 938 WINTER RIDGE DR, SIDNEY, OH 45365-7371 |
| Transaction Type | Mortgage |
| Record Updated | Feb 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 002233/549 |
|---|---|
| Date | Jul 28, 2020 |
| Book Page | 2233/549 |
| Instrument | 202000004347 |
| Name | FIRST NATIONAL BANK OF NEW BREMEN |
|---|---|
| Type | Bank |
| Address | NEW BREMEN, OH 45869 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 249 Months |
| Due | Apr 24, 2041 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY OH |
| Recording Date | Sep 24, 2021 |
| Property Address | 938 WINTER RIDGE DR, SIDNEY, OH 45365-7371 |
| Document Number | 002304/843 |
| Book / Page | 2304 / 843 |
| Map Reference | VOL 32 PG 58-59 |
| Instrument Date | Sep 23, 2021 |
| Instrument | 202106646 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 28, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 938 WINTER RIDGE DR, SIDNEY, OH 45365-7371 |
The 2025 property tax bill for 938 Winter Ridge Dr was $3,331 with a homeowner's exemption, down 6% from the year before.
Source: Shelby County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Shelby County |
| County Subdivision | Franklin Township |
| Municipality | Sidney City |
| Unified School District | Sidney City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,331.00 (-5.96%) | $101,670 (-) Land $8,320 Building $93,350 | |
| 2024 | $3,542.00 (-1.69%) Homeowner's exemption | $101,670 (-) Land $8,320 Building $93,350 | |
| 2023 | $3,603.00 (+15.44%) Homeowner's exemption | $101,670 (+30.55%) Land $8,320 Building $93,350 | $290,460 Land $23,760 Building $266,700 |
| 2022 | $3,121.00 Homeowner's exemption | $77,880 Land $6,050 Building $71,830 | |
| 2020 | $222,500 Land $17,280 Building $205,220 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 938 Winter Ridge Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 938 Winter Ridge Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 74% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SIDNEY CITY PWS serves 20,614 people · EPA ID OH7501214 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| NKTELCO - Goldstar Fiber | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
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