938 Spears Ln, Danville, KY 40422 Property Records

Boyle County property record for 938 Spears Ln, Danville, KY 40422

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 4,416 sqft · built 1997
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on Record
Last Sale	$690,000 (Oct 2021)
Tax Bill	$7,762 (2025)
Deeds & Mortgages	Nov 2021 Line of Credit Oct 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`045-000-119`

Property Details

APN / Parcel Number

Primary APN	`045-000-119`
Alternative APN	`30283`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,416 sqft Living Area
Gross Area	528 sqft
Basement Area	1,488 sqft
Finished Basement	1,488 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	217,800 sqft (5 acres)
Terrain	Rolling
View / Lot	Flood Plain/Flood Zone
Garage Type	Mixed
Garage Area	3,552 sqft
Parking Spaces	12 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	30283
Street Address	938 SPEARS LN
City	DANVILLE
State	KY
Zip	40422-8620
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DIST:DI00 CITY/MUNI/TWP:COUNTY
Jurisdiction	BOYLE KY
Township / Civil Division	DANVILLE
Census Block Group	1
Census Block	1018
Census Tract	930100

Owner

Source: Boyle County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	938 SPEARS LN, DANVILLE, KY 40422-8620
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2021	Deed of Trust, Mortgage · Line of Credit UNIVERSITY OF KENTUCKY FCU
Oct 20, 2021	Deed, Transfer · Conventional Mortgage KIND LENDING LLC
Jan 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage 1ST TRUST BANK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 20, 2021 · Amount on Record
Deed Sale	Oct 20, 2021 · Amount on Record
Deed Document Number	9604033
Deed Book / Page	D568 / 671
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOYLE KY
Property Address	938 SPEARS LN, DANVILLE, KY 40422-8620
Transaction Type	Mortgage
Record Updated	Dec 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M802/724
Date	Nov 29, 2021
Book Page	M802/724
Instrument	9604792

Lender

Name	UNIVERSITY OF KENTUCKY FCU
Type	Credit Union
Address	LEXINGTON, KY 40509

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Nov 28, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BOYLE KY
Recording Date	Oct 20, 2021
Property Address	938 SPEARS LN, DANVILLE, KY 40422-8620
Document Number	D568/671
Book / Page	D568 / 671
Map Reference	FILE 840A
Instrument Date	Oct 8, 2021
Instrument	9604033
Transaction Type	Transfer
Record Updated	Nov 3, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$690.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	938 SPEARS LN, DANVILLE, KY 40422-8620
Investor	Possibly a Property Investor

Mortgage

Document Number	9604034
Date	Oct 20, 2021
Instrument	9604034

Lender

Name	KIND LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOYLE KY
Property Address	938 SPEARS LN, DANVILLE, KY 40422-8620
Transaction Type	Mortgage
Record Updated	Feb 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M779/325
Date	Jan 25, 2021
Book Page	M779/325
Instrument	9598560

Lender

Name	1ST TRUST BANK INC
Type	Bank
Address	HAZARD, KY 41701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Boyle County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Boyle County
Unified School District	Boyle County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,762.00 (-0.97%)	$690,000 (-)	$690,000 (-)
2023	$7,838.00	$690,000	$690,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (2019–2021)
Most Recent Claim	Feb 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE VILLAGE WATER ASSOCIATION private · serves 6,855 people · EPA ID KY0840587
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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