705 Spears Ln, Danville, KY 40422 Property Records

Boyle County property record for 705 Spears Ln, Danville, KY 40422

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,993 sqft
Lot Size11.3 acres (495,277 sqft)
OwnerIndividual on Record
Last Sale$399,000 (Sep 2020)
Tax Bill$3,993 (2025)
Deeds & MortgagesSep 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN044-000-125

Property Details

APN / Parcel Number

Primary APN044-000-125
Alternative APN
  • 28982

Interior

Bedrooms5 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,993 sqft Living Area
Basement Area1,350 sqft
Unfinished Basement1,350 sqft

Exterior

Exterior MaterialBrick Veneer
Construction TypeFrame
Foundation TypeStone
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area495,277 sqft (11.3 acres)
View / LotFlood Plain/Flood Zone
PorchPorch
Porch Area456 sqft

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemRadiant
Heating FuelElectric

Location & Zoning

Account Number28982
Street Address705 SPEARS LN
CityDANVILLE
StateKY
Zip40422-9263
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDIST:DI00 CITY/MUNI/TWP:COUNTY TR#:A MAP REF:MB 1181 B
Legal TractA
JurisdictionBOYLE KY
Township / Civil DivisionDANVILLE
Census Block Group1
Census Block1018
Census Tract930100

Owner

Source: Boyle County assessment roll, as of April 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual on Record
Mailing Address705 SPEARS LN, DANVILLE, KY 40422-9263
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 10, 2020 · Amount on Record
Deed SaleSep 10, 2020 · Amount on Record
Prior SaleSep 2, 2010 · Amount on Record
Deed Document Number9596084
Deed Book / PageD556 / 427
Record UpdatedJun 8, 2026

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBOYLE KY
Recording DateSep 10, 2020
Property Address705 SPEARS LN, DANVILLE, KY 40422-9263
Document Number00D556/427
Book / PageD556 / 427
Map ReferenceFILE 1181-B
Instrument DateSep 1, 2020
Instrument9596084
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanyMETRO TITLE LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$399.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4229 NE 23RD PL # PI, 4229, CAPE CORAL, FL 33909-3252

Transferred To (Grantee/Buyer)

NameVerified Name
Address705 SPEARS LN, DANVILLE, KY 40422-9263

Mortgage

Document Number0009596085
DateSep 10, 2020
Instrument9596085
Lender
NameNORTH AMERICAN SAVINGS BANK FSB
TypeBank
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2050

Tax Assessment & Valuation

Source: Boyle County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyBoyle County
Unified School DistrictBoyle County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,993.00 (-0.97%)$355,000 (-)$355,000 (-)
2023$4,032.00$355,000$355,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims2 (2019–2021)
Most Recent ClaimFeb 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKE VILLAGE WATER ASSOCIATION
private · serves 6,855 people · EPA ID KY0840587
Water SourcePurchased surface water from several systems
Last State InspectionMay 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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