938 N Main St, Canton, NC 28716 Property Records

Haywood County property record for 938 N Main St, Canton, NC 28716

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 842 sqft · built 1910
Lot Size	0.139 acres (6,072 sqft)
Owner	2 Individual Names on File
Last Sale	$196,500 (Jul 2023)
Tax Bill	$817 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Nov 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`8667-25-1203`

Property Details

APN / Parcel Number

Primary APN	`8667-25-1203`
Alternative APNs	`259252` `279342`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	842 sqft Heated Area
Gross Area	1,146 sqft
1st Floor Area	842 sqft
Basement Area	200 sqft
Unfinished Basement	200 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Conventional
Exterior Material	Vinyl
Roof Material	Asphalt
Lot Area	6,072 sqft (0.139 acres)
Garage Area	441 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Partial
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	279342
Street Address	938 N MAIN ST
City	CANTON
State	NC
Zip	28716-4295
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CNR2
Legal Description	938 N MAIN ST
Jurisdiction	HAYWOOD NC
Township / Civil Division	BEAVERDAM
Census Block Group	4
Census Block	4000
Census Tract	920202

Owner

938 N Main St is owned and occupied by two individuals who bought it in July 2023.

Source: Haywood County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	938 N MAIN ST, CANTON, NC 28716-4295
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2023	Deed of Trust, Mortgage · Conventional Mortgage CHAMPION CU
Nov 29, 2023	Deed of Trust, Mortgage · Conventional Mortgage CHAMPION CU
Jul 26, 2023	Warranty Deed, Transfer · Conventional Mortgage CHAMPION CU
Sep 23, 2019	Warranty Deed, Transfer NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 26, 2023 · Amount on File
Deed Sale	Jul 26, 2023 · Amount on File
Prior Sale	Apr 27, 2012 · Amount on File
Deed Document Number	20236366
Deed Book / Page	1091 / 321
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYWOOD NC
Property Address	938 N MAIN ST, CANTON, NC 28716-4295
Transaction Type	Mortgage
Record Updated	Apr 10, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	938 N MAIN ST, CANTON, NC 28716-4295

Mortgage

Document Number	0010952245
Date	Oct 10, 2023
Book Page	1095/2245
Instrument	2023008757

Lender

Name	CHAMPION CU
Type	Credit Union
Address	CANTON, NC 28716

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Aug 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2028
Change Frequency	Annually
Min Rate At Change	6.5%
Max Rate At Change	7.5%
Index	1-Year CMT
Max Rate	12.5%

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYWOOD NC
Property Address	938 N MAIN ST, CANTON, NC 28716-4295
Transaction Type	Mortgage
Record Updated	Dec 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	938 N MAIN ST, CANTON, NC 28716-4295

Mortgage

Document Number	0010981466
Date	Nov 29, 2023
Book Page	1098/1466
Instrument	2023010248

Lender

Name	CHAMPION CU
Type	Credit Union
Address	CANTON, NC 28716

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	357 Months
Due	Aug 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2028
Change Frequency	Annually
Min Rate At Change	6.5%
Max Rate At Change	7.5%
Index	1-Year CMT
Max Rate	12.5%

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAYWOOD NC
Recording Date	Jul 26, 2023
Property Address	938 N MAIN ST, CANTON, NC 28716-4295
Document Number	0010910321
Book / Page	1091 / 321
Map Reference	MB 981 PG 1855
Instrument Date	Jul 26, 2023
Instrument	2023006366
Transaction Type	Transfer
Record Updated	Aug 11, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$393.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	544 WAYTON CIR, MONCKS CORNER, SC 29461-6495

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	938 N MAIN ST, CANTON, NC 28716-4295

Mortgage

Document Number	2023006367
Date	Jul 26, 2023
Instrument	2023006367

Lender

Name	CHAMPION CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5%

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAYWOOD NC
Recording Date	Sep 23, 2019
Property Address	938 N MAIN ST, CANTON, NC 28716-4295
Document Number	0009811855
Book / Page	000981 / 001855
Instrument Date	Sep 19, 2019
Instrument	8672
Transaction Type	Transfer
Record Updated	Nov 5, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$270.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	162 N MAIN ST CANTON NC 287163914, CANTON, NC 28716-3914

Mortgage

Document Number	9811858
Date	Sep 23, 2019
Book Page	000981/001858
Instrument	8673

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 22, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 938 N Main St was $817.

Source: Haywood County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Haywood County
Municipality	Canton Town
Unified School District	Haywood County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$119,800 (-) Land $18,600 Building $101,200
2025	$817.00	$119,800 Land $18,600 Building $101,200	$119,800 Land $18,600 Building $101,200
2023		$121,300 Land $20,100 Building $101,200	$121,300 Land $20,100 Building $101,200
2021			$121,300 Land $20,100 Building $101,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 938 N Main St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 938 N Main St is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CANTON serves 7,850 people · EPA ID NC0144015
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Skyrunner Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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