896 N Main St, Canton, NC 28716 Property Records

Haywood County property record for 896 N Main St, Canton, NC 28716

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 960 sqft · built 1935
Lot Size	0.17 acres (7,401 sqft)
Owner	2 Individual Names on File
Last Sale	$190,000 (Jun 2017)
Tax Bill	$1,294 (2025)
Deeds & Mortgages	Oct 2022 Mortgage May 2019 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8667-15-8297`

Property Details

APN / Parcel Number

Primary APN	`8667-15-8297`
Alternative APN	`248428`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	960 sqft Heated Area
Gross Area	1,386 sqft
1st Floor Area	960 sqft
Upper Floors Area	240 sqft
Basement Area	960 sqft
Unfinished Basement	960 sqft

Exterior

Year Built	Built 1935
Effective Year Built	Effective 2016
Architectural Style	Conventional
Exterior Material	Other
Roof Material	Asphalt
Lot Area	7,401 sqft (0.17 acres)
Garage Area	480 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Partial
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	248428
Street Address	896 N MAIN ST
City	CANTON
State	NC
Zip	28716-4293
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CNR2
Legal Description	896 N MAIN ST
Legal Subdivision	TOW OF CANTON BEAVERDAM TOWNSHIP
Jurisdiction	HAYWOOD NC
Township / Civil Division	BEAVERDAM
Census Block Group	4
Census Block	4001
Census Tract	920202

Owner

896 N Main St is owned and occupied by two individuals who bought it in June 2017.

Source: Haywood County records, as of October 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	896 N MAIN ST, CANTON, NC 28716-4293
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2022	Deed of Trust, Mortgage · VA Mortgage DEPARTMENT OF VETERANS AFFAIRS
May 24, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NORTH CAROLINA HOUSING FINANCE AGENCY
Jun 23, 2017	Warranty Deed, Transfer · Commercial Mortgage EVERETT FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 23, 2017 · Amount on File
Deed Sale	Jun 23, 2017 · Amount on File
Prior Sale	Oct 27, 2016 · Amount on File
Deed Document Number	20175696
Deed Book / Page	931 / 354
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYWOOD NC
Property Address	896 N MAIN ST, CANTON, NC 28716-4293
Transaction Type	Mortgage
Record Updated	Nov 14, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	150 N MAIN ST, CANTON, NC 28716-3931

Mortgage

Document Number	0010750068
Date	Oct 31, 2022
Book Page	1075/68
Instrument	2022011411

Lender

Name	DEPARTMENT OF VETERANS AFFAIRS
Type	Government Agency
Address	NASHVILLE, TN 37203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	297 Months
Due	Jul 1, 2047

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYWOOD NC
Property Address	896 N MAIN ST, CANTON, NC 28716-4293
Transaction Type	Mortgage
Record Updated	Nov 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009731834
Date	May 24, 2019
Book Page	973/1834
Instrument	2019004387

Lender

Name	NORTH CAROLINA HOUSING FINANCE AGENCY
Type	Government Agency
Address	RALEIGH, NC 27611

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAYWOOD NC
Recording Date	Jun 23, 2017
Property Address	896 N MAIN ST, CANTON, NC 28716-4293
Document Number	0009310354
Book / Page	931 / 0354
Instrument Date	Jun 23, 2017
Instrument	2017005696
Transaction Type	Transfer
Record Updated	Nov 11, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$380.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4364 PIGEON RD, 4364, WAYNESVILLE, NC 28786-8835

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	150 N MAIN ST, CANTON, NC 28716-3931

Mortgage

Document Number	0009310360
Date	Jun 23, 2017
Book Page	931/0360
Instrument	2017005697

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Address	DALLAS, TX 75254

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 896 N Main St was $1,294.

Source: Haywood County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Haywood County
Municipality	Canton Town
Unified School District	Haywood County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$206,400 (-) Land $17,900 Building $188,500
2025	$1,294.00	$206,400 Land $17,900 Building $188,500	$206,400 Land $17,900 Building $188,500
2023		$206,400 Land $17,900 Building $188,500	$206,400 Land $17,900 Building $188,500
2021			$206,400 Land $17,900 Building $188,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 896 N Main St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 896 N Main St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CANTON serves 7,850 people · EPA ID NC0144015
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Skyrunner Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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