938 N Gray Cloud Pl, Meridian, ID 83642 Property Records

Ada County property record for 938 N Gray Cloud Pl, Meridian, ID 83642

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,506 sqft · built 2008
Lot Size	0.103 acres (4,487 sqft)
Owner	2 Individual Names on Record
Last Sale	$448,210 (Apr 2023)
Tax Bill	$1,294 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Apr 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R5399380190`

Property Details

APN / Parcel Number

Primary APN	`R5399380190`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,506 sqft Living Area
Gross Area	3,044 sqft
1st Floor Area	1,068 sqft
Upper Floors Area	1,438 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	4,487 sqft (0.103 acres)
Garage Type	Attached
Garage Area	538 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	104 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	938 N GRAY CLOUD PL
City	MERIDIAN
State	ID
Zip	83642-7800
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Description	LOT 08 BLK 02 LYNDHURST GROVE SUB
Legal Range	01W
Legal Township	03N
Legal Section	11
Legal Subdivision	LYNDHURST GROVE SUB
Legal Block	02
Legal Lot Number	08
Jurisdiction	ADA ID
Township / Civil Division	BOISE CITY
Census Block Group	1
Census Block	1012
Census Tract	10344

Owner

Source: Ada County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	938 N GRAY CLOUD PL, MERIDIAN, ID 83642-7800
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2022	Deed of Trust, Mortgage · Line of Credit MOUNTAIN AMERICA FCU
Apr 26, 2023	Warranty Deed, Transfer · Conventional Mortgage NEXBANK SSB
Sep 3, 2019	Deed of Trust, Mortgage · Conventional Mortgage IDAHO HOUSING & FINANCE ASSN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 26, 2023 · Amount on Record
Deed Sale	Apr 26, 2023 · Amount on Record
Prior Sale	Mar 14, 2013 · Amount on Record
Deed Document Number	202324025
Prior Transfer Date	Dec 16, 2007
Prior Transfer Doc	0107166840
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Property Address	938 N GRAY CLOUD PL, MERIDIAN, ID 83642-7800
Transaction Type	Mortgage
Record Updated	Aug 3, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000074175
Date	Aug 23, 2022
Instrument	2022-074175

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union
Address	SANDY, UT 84070

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADA ID
Recording Date	Apr 26, 2023
Property Address	938 N GRAY CLOUD PL, MERIDIAN, ID 83642-7800
Document Number	0000024025
Map Reference	DOC 106201331
Instrument Date	Apr 26, 2023
Instrument	2023-024025
Transaction Type	Transfer
Record Updated	May 8, 2023
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	938 N GRAY CLOUD PL, MERIDIAN, ID 83642-7800

Mortgage

Document Number	0000024026
Date	Apr 26, 2023
Instrument	2023-024026

Lender

Name	NEXBANK SSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Property Address	938 N GRAY CLOUD PL, MERIDIAN, ID 83642-7800
Transaction Type	Mortgage
Record Updated	Sep 6, 2022
Title Company	PIONEER TITLE CO OF ADA CNTY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000082302
Date	Sep 3, 2019
Instrument	2019-082302

Lender

Name	IDAHO HOUSING & FINANCE ASSN
Type	Funding / Finance Company
Address	BOISE, ID 83702

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2039

Tax Assessment & Valuation

Source: Ada County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Ada County
Municipality	Meridian City
Unified School District	Meridian Joint School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$421,700 (+2.28%)	$421,700 (+2.28%)
2025	$1,294.00 (-9.19%) Homeowner's exemption	$412,300 (-2.04%)	$412,300 (-2.04%)
2024	$1,425.00 (-33.78%)
2023		$420,900 Land $142,100 Building $278,800	$420,900 Land $142,100 Building $278,800
2022	$2,152.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Idaho
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MERIDIAN WATER DEPT private · serves 152,070 people · EPA ID ID4010097
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 516 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fatbeam Fiber	5,000 / 5,000
Sparklight Cable · Fiber in parts of the area	1,000 / 50
Anthem Broadband Fixed Wireless	500 / 100

May also be available: CenturyLink, Verizon.

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