896 N Gray Cloud Pl, Meridian, ID 83642 Property Records

Ada County property record for 896 N Gray Cloud Pl, Meridian, ID 83642

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,605 sqft · built 2006
Lot Size0.124 acres (5,401 sqft)
Owner2 Individual Names on Record
Tax Bill$1,299 (2025)
Deeds & MortgagesAug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNR5399380230

Property Details

APN / Parcel Number

Primary APNR5399380230

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,605 sqft Living Area
Gross Area3,266 sqft
1st Floor Area1,078 sqft
Upper Floors Area1,527 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleBi-Level
Exterior MaterialAluminum/Vinyl
Roof MaterialComposition Shingle
Lot Area5,401 sqft (0.124 acres)
Garage TypeAttached
Garage Area661 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area102 sqft
Patio Area250 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address896 N GRAY CLOUD PL
CityMERIDIAN
StateID
Zip83642-7897
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-8
Legal DescriptionLOT 12 BLK 02 LYNDHURST GROVE SUB
Legal Range01W
Legal Township03N
Legal Section11
Legal SubdivisionLYNDHURST GROVE SUB
Legal Block02
Legal Lot Number12
JurisdictionADA ID
Township / Civil DivisionBOISE CITY
Census Block Group1
Census Block1012
Census Tract10344

Owner

Source: Ada County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address896 N GRAY CLOUD PL, MERIDIAN, ID 83642-7897
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 1, 2007
Deed SaleMar 1, 2007
Prior SaleFeb 28, 2007 · Amount on Record
Deed Document Number2007107030206
Record UpdatedOct 29, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionADA ID
Property Address896 N GRAY CLOUD PL, MERIDIAN, ID 83642-7897
Document Number0000106423
Instrument DateAug 14, 2020
Transaction TypeMortgage
Record UpdatedAug 28, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address896 N GRAY CLOUD PL MERIDIAN ID 836427897, MERIDIAN, ID 83642-7897

Mortgage

Document Number0000106423
DateAug 19, 2020
Instrument106423
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
AmountAmount Recorded
Term180 Months
DueAug 18, 2035

Tax Assessment & Valuation

Source: Ada County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateIdaho
CountyAda County
MunicipalityMeridian City
Unified School DistrictMeridian Joint School District 2 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$422,300 (+2.15%)$422,300 (+2.15%)
2025$1,299.00 (-9.16%) Homeowner's exemption$413,400 (-4.57%)$413,400 (-4.57%)
2024$1,430.00 (-36.02%)
2023$433,200 Land $146,000 Building $287,200$433,200 Land $146,000 Building $287,200
2022$2,235.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.9% of Idaho
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMERIDIAN WATER DEPT
private · serves 152,070 people · EPA ID ID4010097
Water SourceGroundwater
Last State InspectionJul 2023
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 516 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fatbeam
Fiber
5,000 / 5,000
Sparklight
Cable · Fiber in parts of the area
1,000 / 50
Anthem Broadband
Fixed Wireless
500 / 100

May also be available: CenturyLink, Verizon.

Nearby Properties on N Gray Cloud Pl

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