938 James Ave, Saint Paul, MN 55102 Property Records

Ramsey County property record for 938 James Ave, Saint Paul, MN 55102 · Last verified May 2024

Property Summary

Property Type	Multi-Family Dwellings
Details	2 bd · 2 ba · 1,220 sqft · built 1918
Lot Size	0.101 acres (4,443 sqft)
Owner	Individual Name on File
Last Sale	$187,500 (Nov 2018)
Tax Bill	$3,916 (2023)
Deeds & Mortgages	Apr 2020 Mortgage Nov 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-28-23-24-0186`

Property Details

APN / Parcel Number

Primary APN	`11-28-23-24-0186`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,220 sqft Total Area
1st Floor Area	694 sqft

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1952
Architectural Style	Bungalow
Exterior Material	Asbestos
Lot Area	4,443 sqft (0.101 acres)
Lot Dimensions	112 ft deep x 40 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	938 JAMES AVE
City	SAINT PAUL
State	MN
Zip	55102-3385
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Description	MICHEL & ROBERTSON'S ADDITION LOT 5 BLK 12
Legal Range	23
Legal Township	28
Legal Section	11
Legal Quarter	2
Quarter-Quarter Section	4
Legal Subdivision	MICHEL & ROBERTSONS ADDITION
Legal Block	12
Legal Lot Number	5
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	1
Census Block	1017
Census Tract	36700

Owner

Source: Ramsey County records · APN 11-28-23-24-0186

Assessment roll updated February 1, 2023 · Last verified May 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	938 JAMES AVE, SAINT PAUL, MN 55102-3385
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2020	Deed of Trust, Mortgage · FHA Mortgage AMERIHOME MTG
Nov 16, 2018	Warranty Deed, Transfer · FHA Mortgage CAMBRIA MTG

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 16, 2018 · Amount on Record
Deed Sale	Nov 16, 2018 · Amount on Record
Prior Sale	Aug 21, 2014
Deed Document Number	T02628090
Record Updated	Jun 07, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	938 JAMES AVE, SAINT PAUL, MN 55102-3385
Document Number	0004807414
Instrument Date	Apr 13, 2020
Transaction Type	Mortgage
Record Updated	May 13, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	938 JAMES AVE ST PAUL MN 551023385, ST PAUL, MN 55102-3385

Mortgage

Document Number	0004807414
Date	Apr 21, 2020
Instrument	4807414

Lender

Name	AMERIHOME MTG
Type	Mortgage Company
Address	THOUSAND OAKS, CA 91362-3888

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 20, 2050

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Nov 16, 2018
Property Address	938 JAMES AVE, SAINT PAUL, MN 55102-3385
Document Number	0002628090
Instrument Date	Oct 31, 2018
Instrument	2628090
Transaction Type	Transfer
Record Updated	Dec 04, 2018
Title Company	RESULTS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$637.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	938 JAMES AVE ST PAUL MN 551023385, ST PAUL, MN 55102-3385

Mortgage

Document Number	2628091
Date	Nov 16, 2018
Instrument	2628091

Lender

Name	CAMBRIA MTG
Type	Mortgage Company
Address	EDEN PRAIRIE, MN 55344

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 15, 2048

Tax Assessment & Valuation

Source: Ramsey County records · Assessment roll updated February 1, 2023 · Last verified May 2024

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,916.00 Homeowner's exemption	$221,900 Land $40,000 Building $181,900	$221,900 Land $40,000 Building $181,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ramsey County (27123C), updated April 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 573 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Lumen Technologies	Fiber	2,000 / 1,000
Xfinity	Cable	2,000 / 250
AT&T	Fixed Wireless	100 / 20

May also be available at this address: T-Mobile USA, Verizon, LTD Broadband. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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