928 James Ave, Saint Paul, MN 55102 Property Records

Ramsey County property record for 928 James Ave, Saint Paul, MN 55102

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,284 sqft · built 1915
Lot Size	0.153 acres (6,708 sqft)
Owner	Individual Name on Record
Last Sale	$285,100 (Jul 2019)
Tax Bill	$4,796 (2023)
Deeds & Mortgages	Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-28-23-24-0184`

Property Details

APN / Parcel Number

Primary APN	`11-28-23-24-0184`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,284 sqft Living Area
1st Floor Area	648 sqft
Basement Area	150 sqft
Finished Basement	150 sqft

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1951
Architectural Style	Cape Cod
Exterior Material	Wood
Construction Type	Frame
Lot Area	6,708 sqft (0.153 acres)
Lot Dimensions	112 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	928 JAMES AVE
City	SAINT PAUL
State	MN
Zip	55102-3332
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	D
Legal Description	MICHEL & ROBERTSON'S ADDITION EX E 20 FT LOT 2 & ALL OF LOT 3 BLK 12
Legal Range	23
Legal Township	28
Legal Section	11
Legal Quarter	2
Quarter-Quarter Section	4
Legal Subdivision	MICHEL & ROBERTSONS ADDITION
Legal Block	12
Legal Lot Number	2-3
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	1
Census Block	1017
Census Tract	36700

Owner

Source: Ramsey County records, as of April 29, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	2 Co-owners on Record
Mailing Address	928 JAMES AVE, SAINT PAUL, MN 55102-3332
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Jul 29, 2019 · Amount on Record
Deed Sale	Jul 29, 2019 · Amount on Record
Prior Sale	Aug 12, 2014 · Amount on Record
Deed Document Number	A04766254
Record Updated	Jun 7, 2026

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Jul 29, 2019
Property Address	928 JAMES AVE, SAINT PAUL, MN 55102-3332
Document Number	0004766254
Instrument Date	Jul 15, 2019
Instrument	4766254
Transaction Type	Transfer
Record Updated	Aug 12, 2019
Title Company	EXECUTIVE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$969.34
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	928 JAMES AVE ST PAUL MN 551023332, ST PAUL, MN 55102-3332

Mortgage

Document Number	4766255
Date	Jul 29, 2019
Instrument	4766255

Lender

Name	CROSSCOUNTRY MTG
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 28, 2049

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of February 1, 2023

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,796.00 Homeowner's exemption	$324,200 (+4.35%) Land $40,000 Building $284,200	$324,200 (+4.35%) Land $40,000 Building $284,200
2022		$310,700 Land $40,000 Building $270,700	$310,700 Land $40,000 Building $270,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 573 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, T-Mobile, Verizon.

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