Hamilton County property record for 938 Garnoa Dr, Cincinnati, OH 45231 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1955 |
| Square Footage | 2,304 sqft Living Area |
| Lot Size | 20,081 sqft (0.461 acres) |
| Garage | Attached, 420 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $4,952.00 (2025) |
| Primary APN | 590-0230-0131-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 6 Rooms |
| Building Area | 2,304 sqft Living Area |
| Gross Area | 3,428 sqft Gross Area |
| 1st Floor | 1,504 sqft 1st Floor |
| Basement Area | 1,504 sqft Basement |
| Finished Basement | 800 sqft Finished |
| Unfinished Basement | 704 sqft Unfinished |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Conventional Style |
| Exterior Material | Brick Exterior |
| Construction Type | Brick Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 20,081 sqft (0.461 acres) |
| Depth X Width | 191 ft x 105 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 420 sqft Garage |
| Porch Area | 294 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Baseboard Heating |
| Heating Fuel | Oil Heating Fuel |
| Street Address | 938 GARNOA DR |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45231-3736 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | GARNOA ST 105 X 191.25 LOT 6 WAHOFF SUB BLK B |
| Legal Subdivision | WAHOFF SUB |
| Legal Block | B |
| Legal Lot Number | 6 |
| Jurisdiction | HAMILTON OH |
| Minor Civil Division | SPRINGFIELD |
| Census Blockgroup | 3 |
| Census Block | 3013 |
| Census Tract | 22101 |
Source: Hamilton County records · APN 590-0230-0131-00
Assessment roll updated January 21, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 938 GARNOA DR, CINCINNATI, OH 45231-3736 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 04, 2021 | Deed of Trust, Mortgage FIFTH THIRD BANK |
| Oct 01, 2018 | Deed of Trust, Mortgage · Conventional Mortgage CHEMICAL BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 938 GARNOA DR, CINCINNATI, OH 45231-3736 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000015775 |
|---|---|
| Date | Feb 04, 2021 |
| Book Page | 14348/3181 |
| Instrument | 2021-0015775 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Feb 01, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 938 GARNOA DR, CINCINNATI, OH 45231-3736 |
| Document Number | 0000089439 |
| Instrument Date | Oct 01, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2018 |
| Title Company | AMERICAN HOMELAND TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 938 GARNOA DR CINCINNATI OH 452313736, CINCINNATI, OH 45231-3736 |
| Document Number | 0000089439 |
|---|---|
| Date | Oct 08, 2018 |
| Book Page | 013769/000737 |
| Instrument | 89439 |
| Name | CHEMICAL BK |
|---|---|
| Type | Bank |
| Address | WYOMING, MI 49519 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 07, 2033 |
Source: Hamilton County records · Assessment roll updated January 21, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Springfield Township |
| Unified School District | Winton Woods City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,952.00 (+3.88%) | $72,709 (-) Land $13,867 Building $58,842 | $207,740 (-) Land $39,620 Building $168,120 |
| 2024 | $4,767.00 (+4.13%) | $72,709 (-) Land $13,867 Building $58,842 | |
| 2023 | $4,578.00 (+24.03%) | $72,709 (+65.69%) Land $13,867 Building $58,842 | $207,740 (+65.69%) Land $39,620 Building $168,120 |
| 2022 | $3,691.00 Homeowner's exemption | $43,883 Land $11,018 Building $32,865 | |
| 2020 | $125,380 Land $31,480 Building $93,900 |
Source: FEMA National Flood Hazard Layer, Hamilton County (39061C), updated December 22, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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