938 E Howard St, Pontiac, IL 61764 Property Records

Livingston County property record for 938 E Howard St, Pontiac, IL 61764

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,275 sqft · built 1900
Lot Size	0.166 acres (7,228 sqft)
Owner	Individual Name on File
Last Sale	$60,000 (Oct 2020)
Tax Bill	$1,463 (2025)
Deeds & Mortgages	Oct 2020 Sale Aug 2019 Foreclosure
Flood Zone	Zone AE (high risk)
APN	`15-15-23-326-007`

Property Details

APN / Parcel Number

Primary APN	`15-15-23-326-007`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,275 sqft Living Area
Basement Area	510 sqft
Unfinished Basement	510 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Roof Material	Asphalt
Lot Area	7,228 sqft (0.166 acres)
Lot Dimensions	139 ft deep x 52 ft wide
Garage Type	Detached
Garage Area	440 sqft

Utilities, Heating & Cooling

Heating System	Gas

Location & Zoning

Street Address	938 E HOWARD ST
City	PONTIAC
State	IL
Zip	61764-1405
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	15-23-326-007 LOT 52 X 139 LOT 5 BLK 1 D S MYERS 3RD ADD
Legal Subdivision	D S MYERS 3RD ADD
Legal Block	1
Legal Lot Number	5
Jurisdiction	LIVINGSTON IL
Township / Civil Division	PONTIAC
Census Block Group	4
Census Block	4001
Census Tract	960600

Owner

Source: Livingston County records, as of June 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	938 E HOWARD ST, PONTIAC, IL 61764-1405
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2020	Corporation Deed, Transfer
Aug 19, 2019	Deed in Lieu of Foreclosure, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 16, 2020 · Amount on File
Deed Sale	Oct 16, 2020 · Amount on File
Prior Sale	Aug 19, 2019
Deed Document Number	20204587
Record Updated	Sep 20, 2026

October 2020: Corporation Deed, Transfer

Document Type	Corporation Deed
Jurisdiction	LIVINGSTON IL
Recording Date	Oct 16, 2020
Property Address	938 E HOWARD ST, PONTIAC, IL 61764-1405
Document Number	2020R04587
Instrument Date	Aug 14, 2020
Instrument	2020R-04587
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Amount	Amount on Record
Tax	$90.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	938 E HOWARD ST, PONTIAC, IL 61764-1405

August 2019: Deed in Lieu of Foreclosure, Foreclosure

Document Type	Deed in Lieu of Foreclosure
Jurisdiction	LIVINGSTON IL
Recording Date	Aug 19, 2019
Property Address	938 E HOWARD ST, PONTIAC, IL 61764-1405
Document Number	2019R03173
Instrument Date	Aug 1, 2019
Instrument	2019R-03173
Transaction Type	Foreclosure
Record Updated	Jun 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	300 W WASHINGTON ST, PONTIAC, IL 61764-1746

Tax Assessment & Valuation

Source: Livingston County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Livingston County
County Subdivision	Pontiac Township
Municipality	Pontiac City
Elementary School District	Pontiac Community Consolidated School District 429 (PK - 08)
Secondary School District	Pontiac Township High School District 90 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,463.00	$22,692 Land $3,036 Building $19,656	$68,076 Land $9,108 Building $58,968

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 52 policies
Nearby Flood Policies	52 in force
Nearby Flood Claims	140 (1979–2020)
Claims Outside the SFHA	2 of 140
Most Recent Claim	May 2020 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Jan 2008 · 76 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-PONTIAC private · serves 11,864 people · EPA ID IL1055030
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	2 ppb (2025) action level 15 ppb
Copper	1.36 mg/L (2015–2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 451 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Conxxus Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink.

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