1030 E Howard St, Pontiac, IL 61764 Property Records

Livingston County property record for 1030 E Howard St, Pontiac, IL 61764

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,220 sqft · built 1895
Lot Size	0.166 acres (7,228 sqft)
Owner	2 Individual Names on File
Last Sale	$42,000 (Sep 2020)
Tax Bill	$1,538 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage Mar 2018 Sale
Flood Zone	Zone AE (high risk)
APN	`15-15-23-326-026`

Property Details

APN / Parcel Number

Primary APN	`15-15-23-326-026`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,220 sqft Living Area
Basement Area	1,220 sqft
Unfinished Basement	1,220 sqft

Exterior

Year Built	Built 1895
Effective Year Built	Effective 1895
Roof Material	Asphalt
Lot Area	7,228 sqft (0.166 acres)
Lot Dimensions	139 ft deep x 52 ft wide

Utilities, Heating & Cooling

Heating System	Gas

Location & Zoning

Street Address	1030 E HOWARD ST
City	PONTIAC
State	IL
Zip	61764-1453
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	15-23-326-026 LOT 52 X 139 LOT 1 BLK 1 D S MYER'S 3RD ADD
Legal Subdivision	D S MYERS 3RD ADD
Legal Block	1
Legal Lot Number	1
Jurisdiction	LIVINGSTON IL
Township / Civil Division	PONTIAC
Census Block Group	4
Census Block	4001
Census Tract	960600

Owner

1030 E Howard St is owned and occupied by two individuals who bought it in September 2020.

Source: Livingston County records, as of June 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1030 E HOWARD ST, PONTIAC, IL 61764-1453
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2020	Warranty Deed, Transfer · Conventional Mortgage SERVION INC
Mar 1, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 4, 2020 · Amount on File
Deed Sale	Sep 4, 2020 · Amount on File
Prior Sale	Mar 1, 2018 · Amount on File
Deed Document Number	20203886
Record Updated	Sep 20, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIVINGSTON IL
Recording Date	Sep 4, 2020
Property Address	1030 E HOWARD ST, PONTIAC, IL 61764-1453
Document Number	2020R03886
Instrument Date	Sep 1, 2020
Instrument	2020R-03886
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$63.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1030 E HOWARD ST, PONTIAC, IL 61764-1453

Mortgage

Document Number	2020R03887
Date	Sep 4, 2020
Instrument	2020R-03887

Lender

Name	SERVION INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 1, 2035

Interest

Rate Type	Fixed Rate

March 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	LIVINGSTON IL
Recording Date	Mar 1, 2018
Property Address	1030 E HOWARD ST, PONTIAC, IL 61764-1453
Document Number	2018R00838
Instrument Date	Feb 28, 2018
Instrument	2018R-00838
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1030 E HOWARD ST, PONTIAC, IL 61764-1453

Tax Assessment & Valuation

The 2025 property tax bill for 1030 E Howard St was $1,538 with a homeowner's exemption.

Source: Livingston County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Livingston County
County Subdivision	Pontiac Township
Municipality	Pontiac City
Elementary School District	Pontiac Community Consolidated School District 429 (PK - 08)
Secondary School District	Pontiac Township High School District 90 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,538.00	$23,551 Land $3,036 Building $20,515	$70,653 Land $9,108 Building $61,545

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1030 E Howard St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 52 policies
Nearby Flood Policies	52 in force
Nearby Flood Claims	140 (1979–2020)
Claims Outside the SFHA	2 of 140
Most Recent Claim	May 2020 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Jan 2008 · 76 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1030 E Howard St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-PONTIAC private · serves 11,864 people · EPA ID IL1055030
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	2 ppb (2025) action level 15 ppb
Copper	1.36 mg/L (2015–2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 451 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Conxxus Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink.

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