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938 3rd St, Spencer, NC 28159 Property Records

Rowan County property record for 938 3rd St, Spencer, NC 28159 · Last verified October 2023

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms1 Baths
Year BuiltBuilt 1996
Square Footage1,490 sqft Living Area
Lot Size29,000 sqft (0.665 acres)
Garage562 sqft
OccupancyOwner Occupied
Last Sale$75,000 (2021)
Tax Bill$2,278.00 (2023)

Property Details

APN / Parcel Number

Primary APN034 127
Alternative APN
  • 6346634

Interior

Full Baths1 Baths
Building Area1,490 sqft Living Area
Gross Area2,697 sqft Gross Area
1st Floor1,490 sqft 1st Floor
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1996
Exterior MaterialBrick Exterior
Foundation TypeFooting Foundation
Lot Area29,000 sqft (0.665 acres)
Depth X Width290 ft x 100 ft Depth x Width
Garage Area562 sqft Garage

Exterior Amenities

Deck Area264 sqft Deck
Porch1 Porch
Porch Area180 sqft Porch
Storage BuildingStorage Building

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number6346634
Old Parcel Number034 127
Street Address938 3RD ST
CitySPENCER
StateNC
Zip28159-1609
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionDIST:1 CITY/MUNI/TWP:TOWN OF SPENCER
JurisdictionROWAN NC
Minor Civil DivisionSALISBURY
Census Blockgroup3
Census Block3005
Census Tract50700

Owner

Source: Rowan County records · APN 034 127

Assessment roll updated January 1, 2023 · Last verified October 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address938 3RD ST, SPENCER, NC 28159-1609
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 29, 2022Deed of Trust, Mortgage · Line of Credit
LOCAL GOVERNMENT FCU
May 13, 2021Warranty Deed, Transfer · Conventional Mortgage
LOCAL GOVERNMENT FCU
Mar 16, 2018Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 13, 2021 · Amount on Record
Deed SaleMay 13, 2021 · Amount on Record
Prior SaleMar 16, 2018 · Amount on Record
Deed Doc Number0001374982
Deed Book / Page1374 / 982
Record RefreshedJun 07, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROWAN NC
Property Address938 3RD ST, SPENCER, NC 28159-1609
Transaction TypeMortgage
Record UpdatedSep 05, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0014080967
DateAug 29, 2022
Book Page1408/967
Lender
NameLOCAL GOVERNMENT FCU
TypeCredit Union
AddressSALISBURY, NC 28145
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionROWAN NC
Recording DateMay 13, 2021
Property Address938 3RD ST, SPENCER, NC 28159-1609
Document Number0013740982
Book / Page1374 / 982
Instrument DateMay 11, 2021
Transaction TypeTransfer
Record UpdatedAug 23, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$150.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 1436, WAKE FOREST, NC 27588-1436

Transferred To (Grantee/Buyer)

NameVerified Name
Address938 3RD ST, SPENCER, NC 28159-1609

Mortgage

Document Number0001374983
DateMay 13, 2021
Instrument1374/983
Lender
NameLOCAL GOVERNMENT FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJun 01, 2036

March 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionROWAN NC
Recording DateMar 16, 2018
Property Address938 3RD ST, SPENCER, NC 28159-1609
Document Number0013050914
Book / Page001305 / 000914
Instrument DateMar 15, 2018
Transaction TypeTransfer
Record UpdatedMar 26, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$150.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 1436 WAKE FOREST NC 275881436, WAKE FOREST, NC 27588-1436

Tax Assessment & Valuation

Source: Rowan County records · Assessment roll updated January 1, 2023 · Last verified October 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyRowan County
MunicipalitySpencer Town
Unified School DistrictRowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$2,278.00$201,612 Land $42,000 Building $159,612$201,612 Land $42,000 Building $159,612

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rowan County (37159C), updated May 10, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskLow
above 20% of the US · above 24% of North Carolina
Wildfire LikelihoodAbout 1 in 3,125 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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