918 3rd St, Spencer, NC 28159 Property Records

Rowan County property record for 918 3rd St, Spencer, NC 28159 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms1 Baths
Year BuiltBuilt 2002
Square Footage1,342 sqft Living Area
Lot Size18,731 sqft (0.43 acres)
OccupancyOwner Occupied
Last Sale$500,500 (2008)
Tax Bill$1,620.00 (2025)

Property Details

APN / Parcel Number

Primary APN034 095
Alternative APN
  • 6250045

Interior

Full Baths1 Baths
Building Area1,342 sqft Living Area
1st Floor1,342 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 1907
Effective Year BuiltEffective 2002
Exterior MaterialAluminum/Vinyl Exterior
Lot Area18,731 sqft (0.43 acres)
Depth X Width249 ft x 75 ft Depth x Width
Porch1 Porch
Porch Area160 sqft Porch
Storage BuildingStorage Building

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address1104 3RD ST
CitySPENCER
StateNC
Zip28159-1656
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description.43AC
JurisdictionROWAN NC
Minor Civil DivisionSALISBURY
Census Blockgroup3
Census Block3005
Census Tract50700

Owner

Source: Rowan County records · APN 034 095

Assessment roll updated August 8, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1104 3RD ST, SPENCER, NC 28159-1656
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Mar 03, 2023Deed of Trust, Mortgage
KECK PROPERTIES LLC
Mar 03, 2023Warranty Deed, Transfer
KECK PROPERIES LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 10, 2008 · Amount on Record
Deed SaleOct 10, 2008 · Amount on Record
Prior SaleNov 03, 2006 · Amount on Record
Deed Book / Page1131 / 30
Last Transfer DateJan 29, 2024
Transfer Doc1436000526
Record RefreshedSep 20, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROWAN NC
Property Address918 3RD ST, SPENCER, NC 28159-1609
Transaction TypeMortgage
Record UpdatedAug 22, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0014190143
DateMar 03, 2023
Book Page1419/143
Lender
NameKECK PROPERTIES LLC
TypeNon-Lending Institution
AddressROCKWELL, NC 28138
Agreement
AmountAmount Recorded
Term9 Months
DueDec 01, 2023

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionROWAN NC
Recording DateMar 03, 2023
Property Address918 3RD ST, SPENCER, NC 28159-1609
Document Number0014190141
Book / Page1419 / 141
Instrument DateJan 30, 2023
Transaction TypeTransfer
Record UpdatedJul 10, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$640.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name
Address320 ROCK CREEK RD, ROCKWELL, NC 28138-5614

Transferred To (Grantee/Buyer)

NameVerified Name
Address506 S SALISBURY AVE, SPENCER, NC 28159-2102

Mortgage

Document Number0014190142
DateMar 03, 2023
Book Page1419/142
Lender
NameKECK PROPERIES LLC
TypeNon-Lending Institution
AddressROCKWELL, NC 28138
Agreement
AmountAmount Recorded
Term18 Months
DueSep 01, 2024

Tax Assessment & Valuation

Source: Rowan County records · Assessment roll updated August 8, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyRowan County
MunicipalitySpencer Town
Unified School DistrictRowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,620.00$143,430 (-) Land $32,200 Building $111,230
2023$1,620.00 (+54.73%)$143,430 (+79.72%) Land $32,200 Building $111,230$143,430 (+79.72%) Land $32,200 Building $111,230
2022$1,047.00$79,807 Land $18,400 Building $61,407$79,807 Land $18,400 Building $61,407

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rowan County (37159C), updated May 10, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskLow
above 20% of the US · above 24% of North Carolina
Wildfire LikelihoodAbout 1 in 3,125 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on 3rd St

Nearby Streets

Search Property Records by Address or Parcel Number