9372 Carmel Rd, Atascadero, CA 93422 Property Records

San Luis Obispo County property record for 9372 Carmel Rd, Atascadero, CA 93422

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,872 sqft · built 1989
Lot Size2.5 acres (108,900 sqft)
OwnerCompany Name on Record
Tax Bill$5,579 (2025)
Deeds & MortgagesDec 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN059-232-032

Property Details

APN / Parcel Number

Primary APN059-232-032

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area2,872 sqft Living Area
1st Floor Area2,872 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Exterior MaterialWood Siding
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area108,900 sqft
Parking Spaces2 Parking Spaces
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerSeptic

Location & Zoning

Street Address9372 CARMEL RD
CityATASCADERO
StateCA
Zip93422-6365
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionPM 42-25 PAR 4
Legal SubdivisionPARCEL MAP CO-86-137
Legal Block4
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionATASCADERO
Census Block Group4
Census Block4021
Census Tract12705

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address9372 CARMEL RD, ATASCADERO, CA 93422-6365
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateJan 8, 2015
Transfer Doc0000033578
Record UpdatedSep 20, 2026

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address9372 CARMEL RD, ATASCADERO, CA 93422-6365
Document Number0000055258
Instrument DateDec 2, 2019
Transaction TypeMortgage
Record UpdatedDec 23, 2019
Title CompanyNATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

NameVerified Name
Address9372 CARMEL RD ATASCADERO CA 934226365, ATASCADERO, CA 93422-6365

Mortgage

Document Number0000055258
DateDec 10, 2019
Instrument55258
Lender
NameGOLDEN 1 CU
TypeCredit Union
AddressSACRAMENTO, CA 95826
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueDec 9, 2049
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictAtascadero Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$578,262 (+16.71%) Land $152,151 Building $426,111
2025$5,579.00 (+4.97%) Homeowner's exemption$495,454 (+4.04%) Land $149,168 Building $346,286
2023$5,315.00 (+1.28%) Homeowner's exemption$476,218 Land $143,377 Building $332,841
2022$5,248.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims1 (2023)
Most Recent ClaimJan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 80% of the US · above 58% of California
Wildfire Likelihood0.9% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemATASCADERO MUTUAL WATER CO
private · serves 33,307 people · EPA ID CA4010002
Water SourceGroundwater
Last State InspectionJul 2025
LeadUnder 1 ppb (2026)
action level 15 ppb
Copper1.5 mg/L (2018)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
Surfnet Communications
Fixed Wireless
100 / 20

May also be available: Ranch Wifi.

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