9368 Carmel Rd, Atascadero, CA 93422 Property Records

San Luis Obispo County property record for 9368 Carmel Rd, Atascadero, CA 93422

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,072 sqft · built 1988
Lot Size	2.5 acres (108,900 sqft)
Owner	Individual Name on File
Last Sale	$870,000 (Jun 2023)
Tax Bill	$10,339 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Jan 2018 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`059-232-030`

Property Details

APN / Parcel Number

Primary APN	`059-232-030`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,072 sqft Living Area
1st Floor Area	2,072 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Construction Type	Wood
Lot Area	108,900 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Sewer	Septic

Location & Zoning

Street Address	9368 CARMEL RD
City	ATASCADERO
State	CA
Zip	93422-6365
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	PM 42-25 PAR 2
Legal Subdivision	PARCEL MAP CO-86-137
Legal Block	4
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ATASCADERO
Census Block Group	4
Census Block	4021
Census Tract	12705

Owner

9368 Carmel Rd is owned by an individual who bought it in June 2023.

Source: San Luis Obispo County records, as of August 6, 2026

Owner of Record	Individual Name on File
Mailing Address	1441 MORTON AVE, LOS ALTOS, CA 94024-6828
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 19, 2023	Grant Deed, Transfer · Conventional Mortgage HSBC BANK USA
Jan 9, 2018	Loan Modification, Mortgage · Conventional Mortgage RABOBANK
May 12, 2017	Deed of Trust, Mortgage · Line of Credit RABOBANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 19, 2023 · Amount on File
Deed Sale	Jun 19, 2023 · Amount on File
Deed Document Number	202317080
Prior Transfer Date	Nov 28, 2012
Prior Transfer Doc	0000072112
Record Updated	Sep 20, 2026

June 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jun 19, 2023
Property Address	9368 CARMEL RD, ATASCADERO, CA 93422-6365
Document Number	0000017080
Map Reference	MB 42 PG 25
Instrument Date	Jun 9, 2023
Instrument	2023017080
Transaction Type	Transfer
Record Updated	Jun 27, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1441 MORTON AVE, LOS ALTOS, CA 94024-6828

Mortgage

Document Number	0000017081
Date	Jun 19, 2023
Instrument	2023017081

Lender

Name	HSBC BANK USA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

January 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN LUIS OBISPO CA
Property Address	9368 CARMEL RD, ATASCADERO, CA 93422-6365
Document Number	0000001848
Instrument Date	Jan 9, 2018
Transaction Type	Mortgage
Record Updated	Aug 30, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	9368 CARMEL RD ATASCADERO CA 934226365, ATASCADERO, CA 93422-6365

Mortgage

Document Number	0000001848
Date	Jan 17, 2018
Instrument	1848

Lender

Name	RABOBANK
Type	Bank
Address	ATASCADERO, CA 93422

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	9368 CARMEL RD, ATASCADERO, CA 93422-6365
Document Number	0000022086
Instrument Date	May 12, 2017
Transaction Type	Mortgage
Record Updated	Aug 21, 2018
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE OFS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	9368 CARMEL RD ATASCADERO CA 934226365, ATASCADERO, CA 93422-6365

Mortgage

Document Number	0000022086
Date	May 22, 2017
Instrument	22086

Lender

Name	RABOBANK
Type	Bank
Address	ATASCADERO, CA 93422

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 9368 Carmel Rd was $10,339.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Atascadero Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$923,250 (+2%) Land $371,422 Building $551,828
2025	$10,339.00	$905,148 Land $364,140 Building $541,008
2023	$3,922.00 (+1.29%) Homeowner's exemption	$353,199 (+2%) Land $143,486 Building $209,713
2022	$3,872.00 Homeowner's exemption	$346,274 Land $140,673 Building $205,601

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 9368 Carmel Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9368 Carmel Rd is moderate, ranking above 69% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 44% of California
Wildfire Likelihood	0.5% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATASCADERO MUTUAL WATER CO private · serves 33,307 people · EPA ID CA4010002
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.5 mg/L (2018) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Ranch Wifi.

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