Florence County property record for 937 Cowpens Cir, Florence, SC 29501
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 918 sqft · built 1986 |
| Lot Size | 0.25 acres (10,993 sqft) |
| Owner | Individual Name on File |
| Last Sale | $174,000 (Apr 2025) |
| Tax Bill | $821 (2025) |
| Deeds & Mortgages | Apr 2025 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 00513-01-032 |
| Primary APN | 00513-01-032 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 918 sqft Living Area |
| 1st Floor Area | 918 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 10,993 sqft (0.25 acres) |
| Patio Area | 277 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Street Address | 937 COWPENS CIR |
|---|---|
| City | FLORENCE |
| State | SC |
| Zip | 29501-8422 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | HERITAGE LT 32A |
| Legal Lot Number | 32 |
| Jurisdiction | FLORENCE SC |
| Township / Civil Division | DANWOOD |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 1503 |
937 Cowpens Cir is owned by an individual who bought it in April 2025.
Source: Florence County records, as of June 5, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2816 SHADOW RD, GRAND FORKS, ND 58201-8228 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 8, 2025 · Amount on File |
| Deed Sale | Apr 8, 2025 · Amount on File |
| Prior Sale | Jul 3, 2007 · Amount on File |
| Deed Document Number | 20254395 |
| Deed Book / Page | 1150 / 1365 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FLORENCE SC |
| Recording Date | Apr 8, 2025 |
| Property Address | 937 COWPENS CIR, FLORENCE, SC 29501-8422 |
| Document Number | DMA11501365 |
| Book / Page | DMA1150 / 1365 |
| Map Reference | MB 19 PG 902 |
| Instrument Date | Apr 4, 2025 |
| Instrument | 2025004395 |
| Transaction Type | Transfer |
| Record Updated | Mar 5, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $453.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2816 SHADOW RD, GRAND FORKS, ND 58201-8228 |
| Document Number | DMA11501370 |
|---|---|
| Date | Apr 8, 2025 |
| Instrument | DMA1150/1370 |
| Name | GATE CITY BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.87% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | May 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.5% |
| Max Rate At Change | 10.8% |
| Index | Other |
| Max Rate | 10.8% |
The 2025 property tax bill for 937 Cowpens Cir was $821.
Source: Florence County assessment roll, as of March 5, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Florence County |
| Unified School District | Florence School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $821.00 | $6,668 Land $800 Building $5,868 | $166,710 Land $20,000 Building $146,710 |
| 2023 | $556.00 (+26.94%) | $3,891,894 (+99,897.28%) Land $800,000 Building $3,091,894 | $9,729,735 (+9,900.04%) Land $2,000,000 Building $7,729,735 |
| 2022 | $438.00 | $3,892 Land $800 Building $3,092 | $97,297 Land $20,000 Building $77,297 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 937 Cowpens Cir in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (2015) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Oct 2015 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 937 Cowpens Cir is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 87% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FLORENCE serves 79,745 people · EPA ID SC2110001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2024 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Turbidity resolved · Jan 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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