931 Cowpens Cir, Florence, SC 29501 Property Records

Florence County property record for 931 Cowpens Cir, Florence, SC 29501

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,626 sqft · built 1985
Lot Size	0.23 acres (10,075 sqft)
Owner	Individual Name on File
Last Sale	$174,900 (May 2021)
Tax Bill	$923 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`00513-01-030`

Property Details

APN / Parcel Number

Primary APN	`00513-01-030`
Alternative APN	`15033273`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,626 sqft Living Area
1st Floor Area	853 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	10,075 sqft (0.23 acres)
Patio Area	252 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Street Address	931 COWPENS CIR
City	FLORENCE
State	SC
Zip	29501-8422
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	HERITAGE LT 30-A
Legal Subdivision	HERITAGE SUBDIVISION
Legal Lot Number	30-A
Jurisdiction	FLORENCE SC
Township / Civil Division	DANWOOD
Census Block Group	1
Census Block	1003
Census Tract	1503

Owner

931 Cowpens Cir is owned and occupied by an individual who bought it in May 2021.

Source: Florence County records, as of June 5, 2026

Owner of Record	Individual Name on File
Mailing Address	931 COWPENS CIR, FLORENCE, SC 29501-8422
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 17, 2021	Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Jun 29, 2017	Warranty Deed, Transfer · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 17, 2021 · Amount on File
Deed Sale	May 17, 2021 · Amount on File
Prior Sale	Jun 29, 2017 · Amount on File
Deed Book / Page	922 / 1354
Prior Transfer Date	Feb 6, 2012
Prior Transfer Doc	00B3901308
Record Updated	Oct 29, 2026

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FLORENCE SC
Recording Date	May 17, 2021
Property Address	931 COWPENS CIR, FLORENCE, SC 29501-8422
Document Number	0009221354
Book / Page	922 / 1354
Map Reference	MB 19 PG 902
Instrument Date	May 13, 2021
Transaction Type	Transfer
Record Updated	Mar 5, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	931 COWPENS CIR, FLORENCE, SC 29501-8422

Mortgage

Document Number	0009221358
Date	May 17, 2021
Instrument	922/1358

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLORENCE SC
Recording Date	Jun 29, 2017
Property Address	931 COWPENS CIR, FLORENCE, SC 29501-8422
Document Number	00B6980958
Book / Page	B698 / 0958
Map Reference	MB 19 PG 902
Instrument Date	Jun 23, 2017
Transaction Type	Transfer
Record Updated	Mar 31, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$506.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	931 COWPENS CIR, FLORENCE, SC 29501-8422

Mortgage

Document Number	00B6980963
Date	Jun 29, 2017
Instrument	B698/0963

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 931 Cowpens Cir was $923.

Source: Florence County assessment roll, as of March 5, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Florence County
Unified School District	Florence School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$923.00	$8,973 Land $1,000 Building $7,973	$224,340 Land $25,000 Building $199,340
2023	$879.00 (+11.83%) Homeowner's exemption	$6,969,356 (+99,905.11%) Land $1,000,000 Building $5,969,356	$17,423,392 (+9,9%) Land $2,500,000 Building $14,923,392
2022	$786.00 Homeowner's exemption	$6,969 Land $1,000 Building $5,969	$174,234 Land $25,000 Building $149,234

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 931 Cowpens Cir in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2015)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Oct 2015 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Oct 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 931 Cowpens Cir is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLORENCE serves 79,745 people · EPA ID SC2110001
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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