Howard County property record for 9361 Reader Ln, Columbia, MD 21045 · Last verified August 2026
| Property Type | Townhouse |
|---|---|
| Details | 2.5 ba · 1,120 sqft · built 1971 |
| Lot Size | 0.052 acres (2,265 sqft) |
| Owner | Individual Name on File |
| Last Sale | $257,000 (Aug 2019) |
| Tax Bill | $4,180 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Aug 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-098442 |
| Primary APN | 16-098442 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,120 sqft Total Area |
| Basement Area | 250 sqft |
| Finished Basement | 250 sqft |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Townhouse |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 2,265 sqft (0.052 acres) |
| Patio Area | 28 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 098442 |
|---|---|
| Street Address | 9361 READER LN |
| City | COLUMBIA |
| State | MD |
| Zip | 21045-3923 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | LOT E 22 S 2 AR 4 9361 READER LN VOM RSB PAR E |
| Legal Subdivision | VOM PRCL E |
| Legal Lot Number | E 22 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 606603 |
Source: Howard County records · APN 16-098442
Assessment roll updated August 4, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 9361 READER LN, COLUMBIA, MD 21045-3923 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 01, 2021 | Deed of Trust, Mortgage · FHA Mortgage MERIDIAN BANK |
| Aug 15, 2019 | Deed, Transfer · FHA Mortgage FIRST HOME MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 15, 2019 · Amount on Record |
| Deed Sale | Aug 15, 2019 · Amount on Record |
| Prior Sale | Sep 17, 2003 · Amount on Record |
| Deed Book / Page | 18830 / 66 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 9361 READER LN, COLUMBIA, MD 21045-3923 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Title Company | THE TITLE SERVICES GROUP, THE TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0208620444 |
|---|---|
| Date | Sep 01, 2021 |
| Book Page | 20862/444 |
| Name | MERIDIAN BANK |
|---|---|
| Type | Bank |
| Address | BLUE BELL, PA 19422 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Aug 15, 2019 |
| Property Address | 9361 READER LN, COLUMBIA, MD 21045-3923 |
| Document Number | 0188300066 |
| Book / Page | 18830 / 066 |
| Map Reference | MB 21 FO 4 |
| Instrument Date | Jun 21, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Title Company | MASTERS TITLE & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,212.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 9361 READER LN, COLUMBIA, MD 21045-3923 |
| Document Number | 18830073 |
|---|---|
| Date | Aug 15, 2019 |
| Instrument | 18830/073 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jul 01, 2049 |
Source: Howard County records · Assessment roll updated August 4, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $306,000 (+6.86%) Land $110,000 Building $196,000 | $306,000 (-) Land $110,000 Building $196,000 | |
| 2025 | $4,180.00 (+60.15%) Homeowner's exemption | $286,367 (+15.89%) | $306,000 (+23.84%) Land $110,000 Building $196,000 |
| 2023 | $247,100 Land $90,000 Building $157,100 | $247,100 Land $90,000 Building $157,100 | |
| 2022 | $2,610.00 |
Source: FEMA National Flood Hazard Layer, Howard County (24027C), updated October 31, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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