Howard County property record for 9354 Reader Ln, Columbia, MD 21045 · Last verified August 2026
| Property Type | Townhouse |
|---|---|
| Details | 2 ba · 1,106 sqft · built 1971 |
| Lot Size | 0.028 acres (1,219 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $340,000 (Jun 2022) |
| Tax Bill | $4,740 (2025) |
| Deeds & Mortgages | Jun 2022 Sale & Mortgage Sep 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-070599 |
| Primary APN | 16-070599 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,106 sqft Total Area |
| Basement Area | 400 sqft |
| Finished Basement | 400 sqft |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Townhouse |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 1,219 sqft (0.028 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 070599 |
|---|---|
| Street Address | 9354 READER LN |
| City | COLUMBIA |
| State | MD |
| Zip | 21045-3922 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | LOT E 5 S 2 AR 4 9354 READER LN VOM RSB PAR E |
| Legal Subdivision | VOM PRCL E |
| Legal Lot Number | E 5 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 606603 |
Source: Howard County records · APN 16-070599
Assessment roll updated August 4, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9354 READER LN, COLUMBIA, MD 21045-3922 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 02, 2022 | Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Sep 05, 2017 | Grant Deed, Transfer · Conventional with PMI TOWNEBANK MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 02, 2022 · Amount on Record |
| Deed Sale | Jun 02, 2022 · Amount on Record |
| Prior Sale | Sep 05, 2017 · Amount on Record |
| Deed Book / Page | 21550 / 492 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Jun 02, 2022 |
| Property Address | 9354 READER LN, COLUMBIA, MD 21045-3922 |
| Document Number | 0215500492 |
| Book / Page | 21550 / 492 |
| Map Reference | MB 21 FO 4 |
| Instrument Date | May 12, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2022 |
| Title Company | NOT AVAILABLE, QUANTUM TITLE CORPORATION |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,950.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 9354 READER LN, COLUMBIA, MD 21045-3922 |
| Document Number | 0021550498 |
|---|---|
| Date | Jun 02, 2022 |
| Instrument | 21550/498 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Sep 05, 2017 |
| Property Address | 9354 READER LN, COLUMBIA, MD 21045-3922 |
| Document Number | 0177890463 |
| Book / Page | 017789 / 000463 |
| Instrument Date | Aug 30, 2017 |
| Transaction Type | Transfer |
| Record Updated | Sep 12, 2017 |
| Title Company | LAKESIDE TITLE COMPANY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $245.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9354 READER LN COLUMBIA MD 210453922, COLUMBIA, MD 21045-3922 |
| Document Number | 177890470 |
|---|---|
| Date | Sep 05, 2017 |
| Book Page | 017789/000470 |
| Name | TOWNEBANK MTG |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23451 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 04, 2047 |
Source: Howard County records · Assessment roll updated August 4, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $314,400 (+4.82%) Land $110,000 Building $204,400 | $314,400 (-) Land $110,000 Building $204,400 | |
| 2025 | $4,740.00 (+63%) | $299,933 (+10.68%) | $314,400 (+16.01%) Land $110,000 Building $204,400 |
| 2023 | $271,000 Land $90,000 Building $181,000 | $271,000 Land $90,000 Building $181,000 | |
| 2022 | $2,908.00 |
Source: FEMA National Flood Hazard Layer, Howard County (24027C), updated October 31, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240276066034, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 1 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low above 3% of the US · above 6% of Maryland |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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