936 Reynolds Rd, Cross Junction, VA 22625 Property Records

Frederick County property record for 936 Reynolds Rd, Cross Junction, VA 22625

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 2,672 sqft · built 1981
Lot Size	17.1 acres (748,796 sqft)
Owner	2 Individual Names on File
Last Sale	$548,000 (Aug 2020)
Tax Bill	$2,932 (2026)
Deeds & Mortgages	Aug 2020 Sale & Mortgage Jun 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`072-B`

Property Details

APN / Parcel Number

Primary APN	`072-B`
Alternative APN	`8000325`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,672 sqft Living Area
Gross Area	6,259 sqft
1st Floor Area	2,240 sqft
Basement Area	2,240 sqft
Finished Basement	2,240 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1981
Effective Year Built	Effective 2009
Exterior Material	Wood
Construction Type	Frame
Roof Type	Flat
Roof Material	Composition Shingle
Lot Area	748,796 sqft (17.1 acres)
Terrain	Wooded
Porch	Porch
Porch Area	192 sqft
Deck Area	364 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric
Sewer	Connected
Water Source	Well

Location & Zoning

Account Number	8000325
Street Address	936 REYNOLDS RD
City	CROSS JUNCTION
State	VA
Zip	22625-1719
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	17.19 ACRES
Legal Subdivision	2
Jurisdiction	FREDERICK VA
Township / Civil Division	GAINESBORO
Census Block Group	1
Census Block	1015
Census Tract	50300

Owner

Source: Frederick County records · APN 072-B

Assessment roll updated July 9, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	936 REYNOLDS RD, CROSS JUNCTION, VA 22625-1719
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2020	Warranty Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Jun 19, 2017	Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 27, 2020 · Amount on Record
Deed Sale	Aug 27, 2020 · Amount on Record
Prior Sale	Jan 20, 2012 · Amount on Record
Deed Document Number	202011405
Record Updated	Sep 20, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREDERICK VA
Recording Date	Aug 27, 2020
Property Address	936 REYNOLDS RD, CROSS JUNCTION, VA 22625-1719
Document Number	0000011405
Instrument Date	Aug 26, 2020
Instrument	200011405
Transaction Type	Transfer
Record Updated	May 28, 2021
Title Company	RGS TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	936 REYNOLDS RD, CROSS JUNCTION, VA 22625-1719

Mortgage

Document Number	0000011406
Date	Aug 27, 2020
Instrument	200011406

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK VA
Property Address	936 REYNOLDS RD, CROSS JUNCTION, VA 22625-1719
Document Number	0000006792
Instrument Date	Jun 19, 2017
Transaction Type	Mortgage
Record Updated	Aug 01, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	936 REYNOLDS RD CROSS JUNCTION VA 226251719, CROSS JUNCTION, VA 22625-1719

Mortgage

Document Number	0000006792
Date	Jul 06, 2017
Instrument	6792

Lender

Name	BRANCH BK&TR
Type	Bank
Address	RICHMOND, VA 23219-4079

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated July 9, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,932.00 (+10.43%)	$553,132 Land $145,900 Building $407,232	$553,132 Land $145,900 Building $407,232
2025	$2,655.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 3, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	6 (1996–2018)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Jun 2018 · river or lake flooding

Wildfire

Wildfire Risk	Low lower than 64% of the US · above 60% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile USA Fixed Wireless	25 / 3

May also be available: Verizon.

Based on FCC filings for 5 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

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