1026 Reynolds Rd, Cross Junction, VA 22625 Property Records

Frederick County property record for 1026 Reynolds Rd, Cross Junction, VA 22625

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,848 sqft · built 1989
Lot Size14 acres (609,840 sqft)
OwnerIndividual Name on File
Tax Bill$2,399 (2026)
Deeds & MortgagesJul 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN07A-23J

Property Details

APN / Parcel Number

Primary APN07A-23J
Alternative APN
  • 8028269

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,848 sqft Living Area
Gross Area4,378 sqft
1st Floor Area1,232 sqft
Basement Area1,232 sqft
Finished Basement1,232 sqft
FlooringWood
Interior WallsPaneling
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 2012
Exterior MaterialLogs
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area609,840 sqft (14 acres)
TerrainRolling
Garage TypeDetached
Garage Area600 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area731 sqft
Deck Area91 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHVAC
Heating FuelGas
SewerConnected
Water SourceWell

Location & Zoning

Account Number8028269
Street Address1026 REYNOLDS RD
CityCROSS JUNCTION
StateVA
Zip22625-1721
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal Description14.00 ACRES
Legal Subdivision2
JurisdictionFREDERICK VA
Township / Civil DivisionGAINESBORO
Census Block Group1
Census Block1015
Census Tract50300

Owner

Source: Frederick County assessment roll, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 645, CROSS JUNCTION, VA 22625-0645
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record UpdatedSep 20, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK VA
Property Address1026 REYNOLDS RD, CROSS JUNCTION, VA 22625
Transaction TypeMortgage
Record UpdatedDec 23, 2021
Title CompanyLENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000009390
DateJul 24, 2020
Instrument200009390
Lender
NameTRUIST BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,399.00 (+10.4%)$452,706 Land $131,500 Building $321,206$452,706 Land $131,500 Building $321,206
2025$2,173.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims6 (1996–2018)
Claims Outside the SFHA2 of 6
Most Recent ClaimJun 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
T-Mobile USA
Fixed Wireless
25 / 3

May also be available: Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Reynolds Rd

Nearby Streets

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