936 Oak Arbor Cir, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 936 Oak Arbor Cir, Saint Augustine, FL 32084

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,844 sqft · built 2005
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on Record
Last Sale	$391,500 (Dec 2024)
Tax Bill	$5,659 (2025)
Deeds & Mortgages	May 2021 Mortgage Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`103201-0350`

Property Details

APN / Parcel Number

Primary APN	`103201-0350`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,844 sqft Living Area
Gross Area	2,284 sqft
1st Floor Area	1,844 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	70 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	936 OAK ARBOR CIR
City	SAINT AUGUSTINE
State	FL
Zip	32084-8510
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	50/42-48 HERITAGE PARK PHASE 1A LOT 35 OR6063/1586
Legal Range	29E
Legal Township	07S
Legal Section	57
Legal Subdivision	HERITAGE PARK PHASE 1A
Legal Phase	1A
Legal Block	1
Legal Lot Number	35
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	1
Census Block	1004
Census Tract	20903

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	100 DEXTER RD, WILMINGTON, DE 19803-2914
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Jul 31, 2018	Warranty Deed, Transfer · Conventional Mortgage HAMILTON GROUP FUNDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 5, 2024 · Amount on Record
Deed Sale	Dec 5, 2024 · Amount on Record
Prior Sale	Jul 31, 2018 · Amount on Record
Deed Document Number	202494604
Deed Book / Page	6063 / 1586
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	936 OAK ARBOR CIR, SAINT AUGUSTINE, FL 32084-8510
Transaction Type	Mortgage
Record Updated	May 14, 2021
Title Company	VICTORY TITLE, VICTORY TTL OF ST JOHNS CTY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7800 BELFORT PARKWAY, SAINT AUGUSTINE, FL 32084

Mortgage

Document Number	0052541571
Date	May 3, 2021
Book Page	5254/1571
Instrument	2021049376

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jul 31, 2018
Property Address	936 OAK ARBOR CIR, SAINT AUGUSTINE, FL 32084-8510
Document Number	0045890264
Book / Page	4589 / 0264
Map Reference	MB50 PG42
Instrument Date	Jul 31, 2018
Instrument	2018055005
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	VICTORY TITLE OF ST JOHNS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2005 MARIPOSA VISTA LN APT 123, 2005, SAINT AUGUSTINE, FL 32084-0682

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	936 OAK ARBOR CIR, SAINT AUGUSTINE, FL 32084-8510

Mortgage

Document Number	2018055006
Date	Jul 31, 2018
Instrument	2018055006

Lender

Name	HAMILTON GROUP FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$314,982 (+0.92%) Land $85,000 Building $229,982	$314,982 (+0.92%) Land $85,000 Building $229,982
2025	$5,659.00 (+60.45%) Homeowner's exemption	$312,099 (+47.41%)	$312,099 (+3.18%) Land $80,000 Building $232,099
2024	$3,527.00 (+3.92%)
2023	$3,394.00 (+2.38%) Homeowner's exemption	$211,725 (+3%)	$302,494 (-0.17%) Land $90,000 Building $212,494
2022	$3,315.00 Homeowner's exemption	$205,558	$303,024 Land $80,640 Building $222,384

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 40 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	40 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. AUGUSTINE WS serves 43,069 people · EPA ID FL2550210
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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